| Index | Roswell | Georgia | National |
| Cost of living | 128 | 96 | 100 |
| Groceries | 99 | 99 | 100 |
| Health care | 98 | 99 | 100 |
| Housing | 195 | 88 | 100 |
| Transportation | 99 | 99 | 100 |
| Utilities | 105 | 102 | 100 |
| Lifestyle & Entertainment | 95 | 100 | 100 |
| Household Items | 101 | 100 | 100 |
| Education & Childcare | 100 | 99 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Roswell? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Roswell stands at 128, making it 28% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Roswell is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Roswell falls into this category, which may not align with your goal of finding a budget-friendly living environment.
Housing costs make up a big chunk of the cost of living in Roswell, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 95.2% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Is Roswell affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Roswell, for instance, where the median home price falls 118.1% higher than the national average, and monthly rent rates are 41.7% higher than usual. Additionally, median income levels contribute to the equation, with Roswell flaunting a median household income of $160,170, 96.9% higher than the national norm.
Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.
Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Roswell, the standard sales tax rate starts at 4%, and the income tax rates commence at 1%.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Roswell, the healthcare costs are 2.2% lower than the national average.
The Roswell cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $195,023 | $16,252 | $4,550 | $5,851 |
| Renters | $88,010 | $7,334 | $2,053 | $2,641 |
| State | General Sales Tax | With Max Surtax |
| Georgia | 4% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Georgia | 1% | 5.57% |
| City | Population | Cost of Living Index | National Avg. |
| Fair Oaks, GA | 9,671 | 97 | 3.3% |
| Lilburn, GA | 13,254 | 103 | 3.2% |
| Cumming, GA | 6,747 | 107 | 6.7% |
| Doraville, GA | 10,449 | 109 | 8.6% |
| Norcross, GA | 17,351 | 108 | 8.2% |
| Roswell, GA | 98,234 | 128 | 28.1% |
| City | Population | Cost of Living Index | National Avg. |
| Sandy, UT | 98,208 | 129 | 29.1% |
| Portsmouth, VA | 98,194 | 104 | 3.5% |
| Riverview, FL | 98,341 | 112 | 12.2% |
| Hesperia, CA | 98,419 | 123 | 22.5% |
| Brockton, MA | 98,714 | 126 | 25.9% |
| Roswell, GA | 98,234 | 128 | 28.1% |
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