| Index | Rome | Georgia | National |
| Cost of living | 95 | 96 | 100 |
| Groceries | 97 | 99 | 100 |
| Health care | 102 | 99 | 100 |
| Housing | 84 | 88 | 100 |
| Transportation | 97 | 99 | 100 |
| Utilities | 100 | 102 | 100 |
| Lifestyle & Entertainment | 102 | 100 | 100 |
| Household Items | 97 | 100 | 100 |
| Education & Childcare | 102 | 99 | 100 |
Getting a feel for the cost of living in Rome is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Rome is 95, which is 5% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
In Rome, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Rome will resemble that of an average city, contributing to a manageable cost of living.
Locals have the inside scoop on their city. So, we polled 9 residents in Rome to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 33% find it reasonable with decreasing prices, but 67% think it's quite pricey, with prices that continue to rise.
Is Rome affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Rome, the median home price is 13.9% lower than the national average and monthly rent prices are 20.6% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Rome boasting a median household income of $58,534, 28% lower than the national average.
Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Rome, the housing index comes in at 16% lower than the national average.
Urbanization: Larger, urban areas boasting abundant amenities and robust employment prospects often exhibit a heightened cost of living, driven by the increased demand for services and residential relocation. Consequently, this leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural locales or regions marked by diminished demand typically offer a more limited range of amenities and experience slower job market expansion. This translates into a more affordable cost of living.
Subsidies: Certain cities or states may institute government subsidies or assistance programs designed to alleviate the financial burdens associated with the cost of living for their residents. These programs encompass a variety of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Areas that provide fewer subsidies may see an uptick in their overall cost of living.
The cost of living data for Rome shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $105,062 | $8,755 | $2,451 | $3,152 |
| Renters | $41,082 | $3,424 | $959 | $1,233 |
| State | General Sales Tax | With Max Surtax |
| Georgia | 4% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Georgia | 1% | 5.57% |
| City | Population | Cost of Living Index | National Avg. |
| Summerville, GA | 4,370 | 81 | 18.9% |
| Lyerly, GA | 505 | 82 | 18.1% |
| Kingston, GA | 657 | 84 | 15.9% |
| Cave Spring, GA | 1,225 | 88 | 12.2% |
| Lindale, GA | 5,469 | 88 | 12.2% |
| Rome, GA | 37,605 | 95 | 5.4% |
| City | Population | Cost of Living Index | National Avg. |
| New Albany, IN | 37,605 | 91 | 9.4% |
| Roseville, MN | 37,577 | 112 | 11.7% |
| Dunedin, FL | 37,553 | 108 | 8.4% |
| Holly Springs, NC | 37,538 | 124 | 23.8% |
| Lewiston, ME | 37,532 | 97 | 2.9% |
| Rome, GA | 37,605 | 95 | 5.4% |
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