Cost of Living in Summerville, GA

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19%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
61%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Summerville Georgia National
Cost of living8196100
Groceries9799100
Health care10299100
Housing3988100
Transportation9799100
Utilities100102100
Lifestyle & Entertainment102100100
Household Items97100100
Education & Childcare10299100
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Homes For Sale In Summerville, GA

property for sale

74 Fields Walk

Summerville, GA
property for sale

225 Given St

Summerville, GA
property for sale

500 Highland Ave

Summerville, GA
property for sale

502 Hair Lake Rd

Summerville, GA
See the Newest Homes For Sale In Summerville, GA

Cost Of Living Quick Facts

  • The cost of living in Summerville is 15% lower than the Georgia average
  • The cost of living in Summerville is 19% lower than the national average
  • Summerville housing is 61% lower than the national average
  • Georgia general sales tax is 22% lower than the national average
  • Georgia state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Summerville

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$62,092$5,174$1,449$1,863
      Renters$26,897$2,241$628$807
      The affordability of the housing market in Summerville, GA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Summerville homeowners, the median income is $62,092. This indicates that a monthly maximum of $1,449 should be spent by homeowners on all housing related costs. Renters have a median income of $26,897. This indicates that renters would have a maximum of $628 for their rent related monthly costs.

      Georgia Sales Tax

      State General Sales Tax With Max Surtax
      Georgia 4% 8%

      Georgia Income Tax

      State Income Tax (Low) Income Tax (High)
      Georgia 1% 5.57%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lyerly, GA5058218.1%
      Menlo, GA6018416.2%
      Trion, GA2,4908415.7%
      Gaylesville, AL185946.1%
      Rome, GA37,605955.4%
      Summerville, GA4,3708118.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Deep River, ON4,370n/a 
      Columbia-Shuswap D, BC4,370n/a 
      Taylor, AZ4,3681044.4%
      Indian Rocks Beach, FL4,36814141.4%
      Elmira Heights, NY4,368937.2%
      Summerville, GA4,3708118.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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