Summerville, Georgia Cost Of Living

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Overall 22%

Goods & Services 4%

Housing 58%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Summerville	Georgia	National
Cost of living	78	93	100
Goods & Services	96	97	100
Groceries	92	96	100
Health care	89	96	100
Housing	42	86	100
Transportation	85	92	100
Utilities	99	91	100

Key findings

The cost of living in Summerville is 15% lower than the Georgia average
The cost of living in Summerville is 22% lower than the national average
Summerville housing is 58% lower than the national average
Georgia general sales tax is 21% lower than the national average
Georgia state income tax is 59% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$41,800	$3,483	$975	$1,254
Renters	$20,625	$1,719	$481	$619

The affordability of the housing market in Summerville, GA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Summerville homeowners, the median income is $41,800. This indicates that a monthly maximum of $975 should be spent by homeowners on all housing related costs. Renters have a median income of $20,625. This indicates that renters would have a maximum of $481 for their rent related monthly costs.

Georgia Sales Tax

State	General Sales Tax	With Max Surtax
Georgia	4%	8%

Georgia Income Tax

State	Income Tax (Low)	Income Tax (High)
Georgia	1%	5.75%

Goods & Services

Item	Summerville	National avg.	Difference
Haircut	$15.11	$20.27	25.5%
Beauty Salon	$33.33	$40.39	17.5%
Toothpaste	$1.95	$2.36	17.3%
Shampoo	$0.91	$1.08	15.8%
Movie	$11.62	$10.99	5.8%
Bowling	$14.00	$15.49	9.6%

Groceries

Item	Summerville	National avg.	Difference
Ground Beef	$3.92	$4.30	8.9%
Fried Chicken	$1.00	$1.40	28.3%
Milk	$1.67	$2.20	24.0%
Potatoes	$3.33	$3.22	3.5%
Pizza	$10.66	$10.74	0.8%
Beer	$9.91	$9.60	3.2%

Health Care

Item	Summerville	National avg.	Difference
Optometrist	$80.11	$109.73	27.0%
Doctor	$105.56	$118.34	10.8%
Dentist	$86.17	$100.94	14.6%
Ibuprofen	$8.77	$9.93	11.7%
Lipitor	$495.17	$469.53	5.5%

Housing

Item	Summerville	National avg.	Difference
Home Price	$64,700.00	$184,700.00	65.0%
Avg. Mortgage Payment	$903.93	$1,229.62	26.5%
Apartment Rent	$558.00	$949.00	41.2%

Transportation

Item	Summerville	National avg.	Difference
Gasoline	$2.65	$2.71	2.3%
Tire Balancing	$33.83	$51.86	34.8%

Utilities

Item	Summerville	National avg.	Difference
All Electricity	$168.72	$170.84	1.2%
Phone	$185.11	$187.18	1.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Broomtown, AL	122	94	6.2%
Lyerly, GA	443	78	21.9%
Menlo, GA	446	78	21.9%
Trion, GA	2,273	79	21.1%
Gaylesville, AL	163	82	18.5%
Summerville, GA	4,408	78	21.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Iroquois Falls, ON	4,409	n/a
Lindstrom, MN	4,406	100	0.1%
St. Stephen, NB	4,406	n/a
Ridge Wood Heights, FL	4,410	100	0.2%
Wolverine Lake, MI	4,410	99	0.7%
Summerville, GA	4,408	78	21.7%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.