| Index | Roseville | Minnesota | National |
| Cost of living | 112 | 100 | 100 |
| Groceries | 102 | 100 | 100 |
| Health care | 101 | 100 | 100 |
| Housing | 137 | 100 | 100 |
| Transportation | 99 | 100 | 100 |
| Utilities | 102 | 104 | 100 |
| Lifestyle & Entertainment | 100 | 100 | 100 |
| Household Items | 99 | 100 | 100 |
| Education & Childcare | 102 | 99 | 100 |
The cost of living in Roseville affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Roseville is 112, which is 12% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
Housing costs make up a big chunk of the cost of living in Roseville, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 37.2% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Is Roseville affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Roseville, for instance, where the median home price falls 46.9% higher than the national average, and monthly rent rates are 14.5% higher than usual. Additionally, median income levels contribute to the equation, with Roseville flaunting a median household income of $111,747, 37.4% higher than the national norm.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Roseville, the housing index is 37.2% higher than the national average.
Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Roseville, the utilities index is 2.3% higher than the national average.
Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Roseville, the transportation index is 0.7% lower than the national average.
The cost of living data for Roseville shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $135,246 | $11,271 | $3,156 | $4,058 |
| Renters | $76,696 | $6,391 | $1,789 | $2,301 |
| State | General Sales Tax | With Max Surtax |
| Minnesota | 6.875% | 7.875% |
| State | Income Tax (Low) | Income Tax (High) |
| Minnesota | 5.35% | 9.85% |
| City | Population | Cost of Living Index | National Avg. |
| Landfall, MN | 819 | 72 | 27.9% |
| South End, MN | 66 | 78 | 22.1% |
| Hilltop, MN | 1,045 | 80 | 20.0% |
| St. Anthony city (Stearns County), MN | 108 | 84 | 16.4% |
| St. Paul Park, MN | 5,562 | 101 | 1.2% |
| Roseville, MN | 37,577 | 112 | 11.7% |
| City | Population | Cost of Living Index | National Avg. |
| Dunedin, FL | 37,553 | 108 | 8.4% |
| Rome, GA | 37,605 | 95 | 5.4% |
| New Albany, IN | 37,605 | 91 | 9.4% |
| Holly Springs, NC | 37,538 | 124 | 23.8% |
| Lewiston, ME | 37,532 | 97 | 2.9% |
| Roseville, MN | 37,577 | 112 | 11.7% |
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