Cost of Living in Rockwood, VA

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B-
13%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
37%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Rockwood Virginia National
Cost of living113111100
Groceries103103100
Health care100103100
Housing137129100
Transportation106105100
Utilities104104100
Lifestyle & Entertainment106103100
Household Items101102100
Education & Childcare103109100
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Homes For Sale In Rockwood, VA

property for sale

2072 Tuckers Landing Rd

North Chesterfield, VA
property for sale

9433 Amberleigh Cir

North Chesterfield, VA
property for sale

9812 S Wagstaff Cir

North Chesterfield, VA
property for sale

9201 Winters Hill Ct

North Chesterfield, VA

Cost Of Living Quick Facts

  • The cost of living in Rockwood is 2% higher than the Virginia average
  • The cost of living in Rockwood is 13% higher than the national average
  • Rockwood housing is 37% higher than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Rockwood

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$113,159$9,430$2,640$3,395
      Renters$69,142$5,762$1,613$2,074
      A good way to judge both the affordability of the housing and the cost of living in Rockwood is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Rockwood has a median income of about $113,159 for people who own homes. Based on that number, a maximum of $2,640 should be spent on expenses related to housing. Renters have a slightly different median income, which is $69,142. Based on this average, renters should spend no more than $1,613 on all rental costs if they want to maintain a non-impoverished standard of living.

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Montrose, VA7,859973.4%
      Bensley, VA6,198991.1%
      Bellwood, VA8,0801000.1%
      Sandston, VA7,0531010.9%
      Highland Springs, VA15,404991.0%
      Rockwood, VA8,29411313.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lake Dallas, TX8,2921044.1%
      Whitmore Lake, MI8,2991000.4%
      Brentwood, MO8,2831076.9%
      Pismo Beach, CA8,30618685.6%
      Bel Aire, KS8,281982.2%
      Rockwood, VA8,29411313.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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