Cost of Living in Rochester, PA

Get 300+ Local Insights for Any Address in Rochester, PA

Get Access to 300+ Local Data Points
A+
14%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
51%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Rochester Pennsylvania National
Cost of living8697100
Groceries99100100
Health care10199100
Housing4990100
Transportation105101100
Utilities10499100
Lifestyle & Entertainment100100100
Household Items10099100
Education & Childcare104101100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Rochester, PA

property for sale

469 Ohio Ave

Rochester, PA
property for sale

Harmony Ave

Rochester, PA
property for sale

147 Terrace Ln

Zelienople, PA
property for sale

845 Walnut St

Rochester, PA

Cost Of Living Quick Facts

  • The cost of living in Rochester is 11% lower than the Pennsylvania average
  • The cost of living in Rochester is 14% lower than the national average
  • Rochester housing is 51% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Rochester

See all the best places to live around Rochester

Compare Rochester, PA Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Rochester?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Rochester?
      Write a review to give others more information about this area.
      See all Rochester poll results

      The best places in Pennsylvania

      Here are the best places to live in PennsylvaniaSafest States In The USCheck out the 10 most dangerous cities in PennsylvaniaMost Dangerous States In The US
      Best Places in Pennsylvania

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$64,204$5,350$1,498$1,926
      Renters$38,914$3,243$908$1,168
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Rochester, PA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Rochester, homeowners have a median income of $64,204. Using that number, a maximum of $1,498 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $38,914, which means there is a maximum of $908 to be spent on the costs of renting a home or apartment.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Glasgow, PA1178218.3%
      Negley, OH3617822.1%
      Midland, PA2,7088316.5%
      East Liverpool, OH11,0327921.0%
      New Galilee, PA3288020.0%
      Rochester, PA3,5748614.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Blackshear, GA3,5738811.8%
      Cape May, NJ3,57315555.1%
      Gooding, ID3,5758812.4%
      McCall, ID3,57511514.8%
      Beloit, KS3,5728416.0%
      Rochester, PA3,5748614.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026