Cost Of Living in Riva, MD

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F

60%

Overall NAT. AVG.

17%

Goods & Services NAT. AVG.

174%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Riva	Maryland	National
Cost of living	160	119	100
Goods & Services	117	106	100
Groceries	105	106	100
Health care	110	97	100
Housing	274	150	100
Transportation	106	98	100
Utilities	111	111	100

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Cost Of Living Quick Facts

The cost of living in Riva is 35% higher than the Maryland average
The cost of living in Riva is 60% higher than the national average
Riva housing is 174% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$126,958	$10,580	$2,962	$3,809
Renters	$0	$0	$0	$0

A good way to judge both the affordability of the housing and the cost of living in Riva is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Riva has a median income of about $126,958 for people who own homes. Based on that number, a maximum of $2,962 should be spent on expenses related to housing. Renters have a slightly different median income, which is $0. Based on this average, renters should spend no more than $0 on all rental costs if they want to maintain a non-impoverished standard of living.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Goods & Services

Item	Riva	National avg.	Difference
Haircut	$41.31	$24.26	70.3%
Beauty Salon	$73.33	$45.56	60.9%
Toothpaste	$3.70	$3.70	0.0%
Shampoo	$1.63	$1.28	27.4%
Movie	$15.72	$12.13	29.6%
Bowling	$24.56	$18.00	36.4%

Groceries

Item	Riva	National avg.	Difference
Ground Beef	$5.72	$5.84	2.1%
Fried Chicken	$1.31	$1.57	16.5%
Milk	$4.83	$4.67	3.3%
Potatoes	$5.15	$4.93	4.5%
Pizza	$12.83	$12.09	6.2%
Beer	$11.41	$10.41	9.6%

Health Care

Item	Riva	National avg.	Difference
Optometrist	$112.83	$125.68	10.2%
Doctor	$156.21	$135.78	15.0%
Dentist	$135.09	$113.29	19.2%
Ibuprofen	$12.28	$10.65	15.3%
Lipitor	$426.27	$468.60	9.0%

Housing

Item	Riva	National avg.	Difference
Home Price	$484,500.00	$184,700.00	162.3%
Avg. Mortgage Payment	$5,844.08	$2,346.69	149.0%
Apartment Rent	$2,854.00	$949.00	200.7%

Transportation

Item	Riva	National avg.	Difference
Gasoline	$3.37	$3.46	2.7%
Tire Balancing	$75.27	$59.92	25.6%

Utilities

Item	Riva	National avg.	Difference
All Electricity	$227.70	$193.99	17.4%
Phone	$190.71	$192.25	0.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Glen Burnie, MD	69,649	115	15.3%
Upper Marlboro, MD	586	122	22.4%
Laurel, MD	25,734	125	25.5%
Largo, MD	11,633	126	25.9%
Marlboro Village, MD	9,505	126	26.3%
Riva, MD	4,321	160	60.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Grantley, PA	4,320	124	23.7%
Pixley, CA	4,322	104	3.8%
Chester, MD	4,319	130	29.5%
Cornwall, PA	4,319	116	16.2%
Buena, NJ	4,323	103	3.1%
Riva, MD	4,321	160	60.3%