Cost of Living in Hamburg, PA

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2%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
10%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hamburg Pennsylvania National
Cost of living9897100
Groceries100100100
Health care10199100
Housing9090100
Transportation102101100
Utilities9999100
Lifestyle & Entertainment104100100
Household Items10299100
Education & Childcare103101100
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Homes For Sale In Hamburg, PA

property for sale

229 Northmont Ave

Hamburg, PA
property for sale

27 Church St

Hamburg, PA
property for sale

5160 Old Route 22

Hamburg, PA
property for sale

221 Oval Dr

Hamburg, PA

Cost Of Living Quick Facts

  • The cost of living in Hamburg is 1% higher than the Pennsylvania average
  • The cost of living in Hamburg is 2% lower than the national average
  • Hamburg housing is 10% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Hamburg

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Compare Hamburg, PA Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$99,902$8,325$2,331$2,997
      Renters$45,629$3,802$1,065$1,369
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Hamburg, PA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Hamburg, homeowners have a median income of $99,902. Using that number, a maximum of $2,331 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $45,629, which means there is a maximum of $1,065 to be spent on the costs of renting a home or apartment.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Deer Lake CDP, PA4721011.2%
      Rehrersburg, PA2021011.2%
      Kutztown University, PA4,0181011.2%
      Heckscherville, PA2428020.3%
      Mount Carbon, PA578218.4%
      Hamburg, PA4,460982.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Summerside, OH4,4608910.8%
      Rockmart, GA4,458909.9%
      Slaughterville, OK4,458937.1%
      Clarkdale, AZ4,46211413.7%
      Riva, MD4,46416059.7%
      Hamburg, PA4,460982.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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