Cost Of Living in Summerside, OH

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11%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

28%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Summerside	Ohio	National
Cost of living	89	89	100
Groceries	99	97	100
Health care	99	96	100
Housing	72	74	100
Transportation	97	96	100
Utilities	95	96	100
Lifestyle & Entertainment	97	95	100
Household Items	96	97	100
Education & Childcare	91	93	100

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Homes For Sale In Summerside, OH

619 Carefree Dr

Cincinnati, OH

530 Aspen Glen Dr #103

Cincinnati, OH

Cost Of Living Quick Facts

The cost of living in Summerside is equal to the Ohio average
The cost of living in Summerside is 11% lower than the national average
Summerside housing is 28% lower than the national average
Ohio general sales tax is 13% higher than the national average
Ohio state income tax is 6% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$89,753	$7,479	$2,094	$2,693
Renters	$32,409	$2,701	$756	$972

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Summerside, OH, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Summerside homeowners, is $89,753. This would allow for a maximum of $2,094 per month to be spent on housing costs. For renters, the median monthly income is $32,409 which would result in a maximum of $756 to be spent on rental costs.

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	2.76%	3.99%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Plainville, OH	159	97	3.4%
Dillonvale village, OH	667	80	20.2%
Elmwood Place, OH	2,132	80	19.8%
Arlington Heights, OH	855	82	18.1%
Lincoln Heights, OH	3,478	82	17.9%
Summerside, OH	4,460	89	10.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hamburg, PA	4,460	98	2.1%
Rockmart, GA	4,458	90	9.9%
Slaughterville, OK	4,458	93	7.1%
Clarkdale, AZ	4,462	114	13.7%
Riva, MD	4,464	160	59.7%
Summerside, OH	4,460	89	10.8%