F
26%
Overall NAT. AVG.
9%
Goods & Services NAT. AVG.
59%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Rio Linda California National
Cost of living126140100
Goods & Services109111100
Groceries108112100
Health care113109100
Housing159196100
Transportation121126100
Utilities114127100

An Overview of Cost of Living in Rio Linda, CA

The cost of living in Rio Linda affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Rio Linda is 126, which is 26% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Rio Linda is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Rio Linda falls into this category, which may not align with your goal of finding a budget-friendly living environment.

Housing costs make up a big chunk of the cost of living in Rio Linda, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 58.9% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Is Rio Linda Affordable?

Wondering if Rio Linda is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Rio Linda, for example, the median home price is 67.2% higher than what folks pay nationally, and monthly rent is 39.3% higher than the usual rates. Plus, income levels matter too, with Rio Linda boasting a median household income of $72,361, which is 30.8% higher than the national average.

What Factors can Influence the Cost of Living in Rio Linda?

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Rio Linda, healthcare costs are 13.1% higher than the national average.

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Rio Linda, the utilities index is 14% higher than the national average.

Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Rio Linda, is 58.9% higher than the national average.

Where is the Data From?

The Rio Linda cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. The index takes into account data from 300 independent researches, covering more than 60 goods and services across 6 different categories, to create an overall index for each area, with 100 being the average. The C2ER index does not include sales or income tax rates in their data, however AreaVibes does include both income and sales tax rates in the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Rio Linda is 10% lower than the California average
  • The cost of living in Rio Linda is 26% higher than the national average
  • Rio Linda housing is 59% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Rio Linda

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Compare Rio Linda, CA Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$84,732$7,061$1,977$2,542
      Renters$50,000$4,167$1,167$1,500
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Rio Linda, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Rio Linda homeowners, is $84,732. This would allow for a maximum of $1,977 per month to be spent on housing costs. For renters, the median monthly income is $50,000 which would result in a maximum of $1,167 to be spent on rental costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Goods & Services

      Item Rio Linda National avg. Difference
      Haircut $40.00$24.2664.9%
      Beauty Salon $60.53$45.5632.8%
      Toothpaste $3.67$3.701.0%
      Shampoo $1.44$1.2812.5%
      Movie $13.76$12.1313.4%
      Bowling $22.22$18.0023.5%

      Groceries

      Item Rio Linda National avg. Difference
      Ground Beef $5.56$5.844.7%
      Fried Chicken $2.06$1.5731.0%
      Milk $4.93$4.675.5%
      Potatoes $4.69$4.935.0%
      Pizza $13.98$12.0915.7%
      Beer $10.49$10.410.8%

      Health Care

      Item Rio Linda National avg. Difference
      Optometrist $153.50$125.6822.1%
      Doctor $201.43$135.7848.3%
      Dentist $115.72$113.292.1%
      Ibuprofen $11.03$10.653.5%
      Lipitor $380.45$468.6018.8%

      Housing

      Item Rio Linda National avg. Difference
      Home Price $308,900.00$184,700.0067.2%
      Avg. Mortgage Payment $3,182.68$2,346.6935.6%
      Apartment Rent $1,322.00$949.0039.3%

      Transportation

      Item Rio Linda National avg. Difference
      Gasoline $4.51$3.4630.2%
      Tire Balancing $58.67$59.922.1%

      Utilities

      Item Rio Linda National avg. Difference
      All Electricity $238.53$193.9923.0%
      Phone $190.81$192.250.7%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Fruitridge Pocket, CA5,77111010.0%
      Knights Landing, CA98111211.5%
      McClellan Park, CA84311514.7%
      Parkway, CA16,28211716.8%
      North Highlands, CA48,66011717.0%
      Rio Linda, CA16,11512625.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Live Oak, TX16,118982.2%
      Uvalde, TX16,1228514.9%
      Sulphur Springs, TX16,091909.9%
      Crawfordsville, IN16,0888812.1%
      Fairview Heights, IL16,143927.8%
      Rio Linda, CA16,11512625.8%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.