| Index | Vcu | Richmond | Virginia |
| Cost of living index | 113 | 100 | 107 |
| Index | Vcu | Richmond | Virginia |
| Goods & Services index | 104 | 104 | 99 |
| Groceries index | 90 | 90 | 96 |
| Health care index | 102 | 102 | 97 |
| Housing index | 148 | 104 | 130 |
| Transportation index | 87 | 87 | 90 |
| Utilities index | 100 | 100 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Household | $15,898 | $1,325 | $371 | $477 |
| State | General Sales Tax | With Max Surtax |
| Virginia | 5.3% | 6% |
| State | Income Tax (Low) | Income Tax (High) |
| Virginia | 2% | 5.75% |
| Item | Richmond | National avg. | Difference |
| Haircut | $19.83 | $17.49 | 13.4% |
| Beauty Salon | $46.00 | $38.17 | 20.5% |
| Toothpaste | $1.89 | $2.32 | 18.6% |
| Shampoo | $0.96 | $1.01 | 5.1% |
| Movie | $11.59 | $10.72 | 8.1% |
| Bowling | $17.25 | $13.86 | 24.4% |
| Item | Richmond | National avg. | Difference |
| Ground Beef | $3.39 | $3.90 | 13.1% |
| Fried Chicken | $1.05 | $1.40 | 24.8% |
| Milk | $1.54 | $1.96 | 21.5% |
| Potatoes | $3.35 | $3.18 | 5.2% |
| Pizza | $10.18 | $10.39 | 2.1% |
| Beer | $9.93 | $9.23 | 7.6% |
| Item | Richmond | National avg. | Difference |
| Optometrist | $119.10 | $106.34 | 12.0% |
| Doctor | $134.64 | $115.25 | 16.8% |
| Dentist | $94.15 | $98.38 | 4.3% |
| Ibuprofen | $9.06 | $9.26 | 2.2% |
| Lipitor | $431.49 | $466.47 | 7.5% |
| Item | Richmond | National avg. | Difference |
| Home Price | $199,300.00 | $184,700.00 | 7.9% |
| Avg. Mortgage Payment | $1,049.64 | $1,273.32 | 17.6% |
| Apartment Rent | $916.00 | $949.00 | 3.5% |
| Item | Richmond | National avg. | Difference |
| Gasoline | $2.34 | $2.59 | 9.8% |
| Tire Balancing | $41.46 | $48.90 | 15.2% |
| Item | Richmond | National avg. | Difference |
| All Electricity | $173.34 | $167.60 | 3.4% |
| Phone | $175.14 | $163.42 | 7.2% |
| City, State | Population | Cost of Living Index | National Avg. |
| Montrose, VA | 7,909 | 91 | -9% |
| Bensley, VA | 6,031 | 91 | -9% |
| Bellwood, VA | 6,082 | 92 | -8% |
| Sandston, VA | 6,883 | 93 | -7% |
| Highland Springs, VA | 16,276 | 93 | -7% |
| Richmond, VA | 216,773 | 100 | 0% |
| City, State | Population | Cost of Living Index | National Avg. |
| Boise, ID | 218,677 | 100 | 0% |
| San Bernardino, CA | 214,581 | 107 | 7% |
| Des Moines, IA | 212,859 | 87 | -13% |
| Birmingham, AL | 212,424 | 81 | -19% |
| Spokane, WA | 212,078 | 96 | -4% |
| Richmond, VA | 216,773 | 100 | 0% |