C
18%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
52%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Chippenham Forest Richmond Virginia
Cost of living118112111
Groceries103105103
Health care100104103
Housing152129129
Transportation106105105
Utilities104102104
Lifestyle & Entertainment106110103
Household Items101100102
Education & Childcare103111109
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Cost Of Living Quick Facts

  • The cost of living in Chippenham Forest is 6% higher than the Richmond average
  • The cost of living in Chippenham Forest is 18% higher than the national average
  • Chippenham Forest housing is 52% higher than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Chippenham Forest

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Compare Richmond, VA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$82,114$6,843$1,916$2,464

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Montrose, VA7,859973.4%
      Bensley, VA6,198991.1%
      Bellwood, VA8,0801000.1%
      Sandston, VA7,0531010.9%
      Highland Springs, VA15,404991.0%
      Richmond, VA237,21711212.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Boise, ID234,37211615.7%
      Regina, SK241,465n/a 
      Hialeah, FL241,98511616.1%
      Fremont, CA242,323226126.0%
      Windsor, ON230,583n/a 
      Richmond, VA237,21711212.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.