Cost of Living in Rail Road Flat, CA

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F
32%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
75%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Rail Road Flat California National
Cost of living132141100
Groceries108111100
Health care112116100
Housing175197100
Transportation116118100
Utilities117119100
Lifestyle & Entertainment115120100
Household Items109111100
Education & Childcare125127100
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Homes For Sale In Rail Road Flat, CA

property for sale

716 Railroad Flat Rd

Mokelumne Hill, CA
property for sale

245 Railroad Flat Rd

Mokelumne Hill, CA
property for sale

3820 Prussian Hill Rd

Rail Road Flat, CA
property for sale

245 Railroad Flat Rd #26

Mokelumne Hill, CA

Cost Of Living Quick Facts

  • The cost of living in Rail Road Flat is 6% lower than the California average
  • The cost of living in Rail Road Flat is 32% higher than the national average
  • Rail Road Flat housing is 75% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Rail Road Flat

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Compare Rail Road Flat, CA Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$76,262$6,355$1,779$2,288
      Renters$0$0$0$0

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

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      Jackson, CA4,96312222.4%
      Rail Road Flat, CA10113232.3%

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      Bradley, CA10112626.1%
      Rail Road Flat, CA10113232.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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