Cost of Living in Jackson, CA

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F
22%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
42%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Jackson California National
Cost of living122141100
Groceries108111100
Health care112116100
Housing142197100
Transportation116118100
Utilities117119100
Lifestyle & Entertainment115120100
Household Items109111100
Education & Childcare125127100
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Homes For Sale In Jackson, CA

property for sale

13185 Trent Ct

Jackson, CA
property for sale

207 Peek St

Jackson, CA
property for sale

213 New York Ranch Rd Unit M

Jackson, CA
property for sale

Kern St

Jackson, CA
See the Newest Homes For Sale In Jackson, CA

Cost Of Living Quick Facts

  • The cost of living in Jackson is 13% lower than the California average
  • The cost of living in Jackson is 22% higher than the national average
  • Jackson housing is 42% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Jackson

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Compare Jackson, CA Cost of Living

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      Cost of living index
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      Utilities index
      Lifestyle index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$98,094$8,175$2,289$2,943
      Renters$37,454$3,121$874$1,124
      The affordability of the housing market in Jackson, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Jackson homeowners, the median income is $98,094. This indicates that a monthly maximum of $2,289 should be spent by homeowners on all housing related costs. Renters have a median income of $37,454. This indicates that renters would have a maximum of $874 for their rent related monthly costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Drytown, CA1311413.8%
      Volcano, CA4611413.8%
      West Point, CA6611011.0%
      River Pines, CA4291065.7%
      Buena Vista, CA58811111.4%
      Jackson, CA4,96312222.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      El Cerro Mission, NM4,9628712.8%
      Pea Ridge, FL4,964963.8%
      Centreville, MD4,96612221.8%
      East Merrimack, NH4,9591088.3%
      Doffing, TX4,9678514.9%
      Jackson, CA4,96312222.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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