Cost of Living in Murphys, CA

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F
21%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
35%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Murphys California National
Cost of living121141100
Groceries110111100
Health care114116100
Housing135197100
Transportation114118100
Utilities119119100
Lifestyle & Entertainment117120100
Household Items109111100
Education & Childcare128127100
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Homes For Sale In Murphys, CA

property for sale

1198 Hanging Tree Rd

Murphys, CA
property for sale

980 Fairway Ct

Murphys, CA
property for sale

1087 Highway 4

Vallecito, CA
property for sale

5184 Darby Russell Rd

Murphys, CA

Cost Of Living Quick Facts

  • The cost of living in Murphys is 14% lower than the California average
  • The cost of living in Murphys is 21% higher than the national average
  • Murphys housing is 35% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Murphys

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      Salary Calculator

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$73,343$6,112$1,711$2,201
      Renters$66,338$5,528$1,548$1,990

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Jamestown, CA3,51511313.5%
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      Tuolumne City, CA1,46011919.4%
      East Sonora, CA2,75212020.4%
      Tuttletown, CA79512625.7%
      Murphys, CA1,99612121.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Glen Alpine, NC1,996919.0%
      Mechanicsburg, OH1,9968614.0%
      Central, TN1,9968811.6%
      LaCoste, TX1,9968614.4%
      Jeffersonville, KY1,9978415.8%
      Murphys, CA1,99612121.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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