Overall 12%
Goods & Services 4%
Housing 32%
Date & Last Updated: This data reflects 2020 and was released from C2ER in January, 2021; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Cost of living88111100
Goods & Services96103100
Health care92102100

Key findings

  • The cost of living in Pueblo is 20% lower than the Colorado average
  • The cost of living in Pueblo is 12% lower than the national average
  • Pueblo housing is 32% lower than the national average
  • Colorado general sales tax is 43% lower than the national average
  • Colorado state income tax is 88% higher than the national average

Most Affordable Places to Live in and Around Pueblo

See all the best places to live around Pueblo

Compare Pueblo, CO Cost of Living

      How would you rate the cost of living in Pueblo?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Pueblo?
      Write a review to give others more information about this area.
      See all Pueblo poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      A good indicator of the general affordability of housing in Pueblo, CO, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Pueblo, the median monthly income is $48,756 for those who own their own homes. Under the standard rule, that income level would allow for $1,138 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $24,225, per the median income in the area. That would allow for renters to spend up to $565 on monthly rental expenses.

      Colorado Sales Tax

      StateGeneral Sales TaxWith Max Surtax

      Colorado Income Tax

      StateIncome Tax (Low)Income Tax (High)

      Goods & Services

      ItemPuebloNational avg.Difference
      Haircut $16.88$18.629.3%
      Beauty Salon $32.52$39.0516.7%
      Toothpaste $2.38$2.341.8%
      Shampoo $1.07$1.061.3%
      Movie $10.75$10.680.6%
      Bowling $12.11$14.6717.4%


      ItemPuebloNational avg.Difference
      Ground Beef $4.21$4.220.3%
      Fried Chicken $1.32$1.394.5%
      Milk $1.79$2.0512.5%
      Potatoes $2.67$3.2918.8%
      Pizza $9.89$10.626.9%
      Beer $9.03$9.383.7%

      Health Care

      ItemPuebloNational avg.Difference
      Optometrist $90.39$108.5716.7%
      Doctor $92.06$116.1720.8%
      Dentist $100.00$99.130.9%
      Ibuprofen $9.06$9.686.4%
      Lipitor $431.74$466.927.5%


      ItemPuebloNational avg.Difference
      Home Price $116,800.00$184,700.0036.8%
      Avg. Mortgage Payment $975.43$1,197.4218.5%
      Apartment Rent $751.00$949.0020.9%


      ItemPuebloNational avg.Difference
      Gasoline $2.38$2.226.9%
      Tire Balancing $45.70$50.078.7%


      ItemPuebloNational avg.Difference
      All Electricity$142.96$167.6714.7%
      Phone $183.91$175.644.7%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Salt Creek, CO61880-20%
      Avondale, CO86686-14%
      Vineland, CO17387-13%
      Blende, CO76491-9%
      Pueblo West, CO30,49597-3%
      Pueblo, CO108,38588-12%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      The Woodlands, TX108,37311717%
      Richardson, TX108,3501088%
      Richmond, CA108,30313838%
      Murrieta, CA108,58313232%
      Antioch, CA108,67512727%
      Pueblo, CO108,38588-12%
      Source: The Pueblo, CO cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2020.