| Index | Pueblo | Colorado | National |
| Cost of living | 99 | 115 | 100 |
| Groceries | 105 | 104 | 100 |
| Health care | 107 | 107 | 100 |
| Housing | 82 | 136 | 100 |
| Transportation | 104 | 106 | 100 |
| Utilities | 108 | 108 | 100 |
| Lifestyle & Entertainment | 113 | 107 | 100 |
| Household Items | 105 | 105 | 100 |
| Education & Childcare | 107 | 111 | 100 |

Knowing the cost of living in Pueblo allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Pueblo stands at 99, marking it 1% lower than the national average.
In Pueblo, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Pueblo will resemble that of an average city, contributing to a manageable cost of living.
Locals have the inside scoop on their city. So, we polled 46 residents in Pueblo to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 30% find it reasonable with decreasing prices, but 70% think it's quite pricey, with prices that continue to rise.
Is Pueblo an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Pueblo is 19.7% lower than the national average, while the average monthly rent prices are 14.4% lower than average. The affordability of any location can also be influenced by median income levels. Pueblo has a median household income of $63,966, which is 21.4% lower than the national average.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Pueblo, the groceries index is 5.4% higher than the national average.
Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Pueblo, the standard sales tax rate starts at 2.9%, and the income tax rates commence at 4.4%.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Pueblo, healthcare costs are 7.1% higher than the national average.
The Pueblo cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $84,994 | $7,083 | $1,983 | $2,550 |
| Renters | $39,920 | $3,327 | $931 | $1,198 |
| State | General Sales Tax | With Max Surtax |
| Colorado | 2.9% | 10% |
| State | Income Tax (Low) | Income Tax (High) |
| Colorado | 4.4% | 4.4% |
| City | Population | Cost of Living Index | National Avg. |
| Vineland, CO | 353 | 107 | 6.7% |
| Salt Creek, CO | 752 | 97 | 3.3% |
| Blende, CO | 818 | 104 | 3.5% |
| Avondale, CO | 611 | 108 | 8.1% |
| Pueblo West, CO | 33,798 | 110 | 10.5% |
| Pueblo, CO | 114,377 | 99 | 0.8% |
| City | Population | Cost of Living Index | National Avg. |
| Gresham, OR | 114,458 | 124 | 24.2% |
| Lakeland, FL | 114,288 | 103 | 2.5% |
| Everett, WA | 114,503 | 133 | 33.2% |
| Lowell, MA | 114,170 | 126 | 25.9% |
| Miami Gardens, FL | 114,672 | 112 | 11.8% |
| Pueblo, CO | 114,377 | 99 | 0.8% |