Cost of Living in Providence, UT

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C-
19%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
59%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Providence Utah National
Cost of living119105100
Groceries100101100
Health care99101100
Housing159113100
Transportation101101100
Utilities99101100
Lifestyle & Entertainment104102100
Household Items103102100
Education & Childcare107105100
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Homes For Sale In Providence, UT

property for sale

32 W Spring Creek Pkwy

Providence, UT
property for sale

583 S 225 E

Providence, UT
property for sale

745 Foxridge Dr

Providence, UT
property for sale

220 N Spring Creek Pkwy

Providence, UT
See the Newest Homes For Sale In Providence, UT

Cost Of Living Quick Facts

  • The cost of living in Providence is 13% higher than the Utah average
  • The cost of living in Providence is 19% higher than the national average
  • Providence housing is 59% higher than the national average
  • Utah general sales tax is 20% higher than the national average
  • Utah state income tax is 87% higher than the national average

Most Affordable Places to Live in and Around Providence

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Compare Providence, UT Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$128,171$10,681$2,990$3,846
      Renters$85,107$7,092$1,986$2,553
      A good indicator of the general affordability of housing in Providence, UT, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Providence, the median monthly income is $128,171 for those who own their own homes. Under the standard rule, that income level would allow for $2,990 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $85,107, per the median income in the area. That would allow for renters to spend up to $1,986 on monthly rental expenses.

      Utah Sales Tax

      State General Sales Tax With Max Surtax
      Utah 6.1% 8.35%

      Utah Income Tax

      State Income Tax (Low) Income Tax (High)
      Utah 4.85% 4.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cache, UT1231011.3%
      Brigham City, UT19,7851010.8%
      Trenton, UT5691011.2%
      Hyrum, UT8,7221033.4%
      Logan, UT53,1081043.9%
      Providence, UT7,99311918.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Navasota, TX7,993909.8%
      Webster City, IA7,9958415.6%
      Argyle, NS7,989n/a 
      Bluewater, ON7,997n/a 
      Livingston, MT7,9981054.8%
      Providence, UT7,99311918.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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