Cost of Living in Webster City, IA

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16%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
40%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Webster City Iowa National
Cost of living8489100
Groceries9897100
Health care9596100
Housing6074100
Transportation9697100
Utilities9295100
Lifestyle & Entertainment9295100
Household Items9897100
Education & Childcare9094100
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Homes For Sale In Webster City, IA

property for sale

1104 Elm St

Webster City, IA
property for sale

614 Division St

Webster City, IA
property for sale

609 Lincoln Dr

Webster City, IA
property for sale

1605 Sparboe Ct

Webster City, IA

Cost Of Living Quick Facts

  • The cost of living in Webster City is 5% lower than the Iowa average
  • The cost of living in Webster City is 16% lower than the national average
  • Webster City housing is 40% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Webster City

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      The best places in Iowa

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      Salary Calculator

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      Cost of living index
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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$89,497$7,458$2,088$2,685
      Renters$54,030$4,503$1,261$1,621
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Webster City, IA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Webster City homeowners, is $89,497. This would allow for a maximum of $2,088 per month to be spent on housing costs. For renters, the median monthly income is $54,030 which would result in a maximum of $1,261 to be spent on rental costs.

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kamrar, IA192955.3%
      Lehigh, IA4127722.7%
      Blairsburg, IA1557921.1%
      Williams, IA3387921.0%
      Duncombe, IA3498020.2%
      Webster City, IA7,9958415.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Navasota, TX7,993909.8%
      Providence, UT7,99311918.8%
      Bluewater, ON7,997n/a 
      Livingston, MT7,9981054.8%
      Quincy, WA7,9981022.4%
      Webster City, IA7,9958415.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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