Poulsbo, Washington Cost Of Living

Buy Rent

F

Overall 31%

Goods & Services 32%

Housing 40%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Poulsbo	Washington	National
Cost of living	131	117	100
Goods & Services	132	110	100
Groceries	130	108	100
Health care	122	121	100
Housing	140	135	100
Transportation	135	117	100
Utilities	108	91	100

Key findings

The cost of living in Poulsbo is 13% higher than the Washington average
The cost of living in Poulsbo is 31% higher than the national average
Poulsbo housing is 40% higher than the national average
Washington general sales tax is 28% higher than the national average
Washington state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$72,616	$6,051	$1,694	$2,179
Renters	$34,246	$2,854	$799	$1,027

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Poulsbo, WA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Poulsbo, homeowners have a median income of $72,616. Using that number, a maximum of $1,694 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $34,246, which means there is a maximum of $799 to be spent on the costs of renting a home or apartment.

Washington Sales Tax

State	General Sales Tax	With Max Surtax
Washington	6.5%	10.4%

Washington Income Tax

State	Income Tax (Low)	Income Tax (High)
Washington	0%	0%

Goods & Services

Item	Poulsbo	National avg.	Difference
Haircut	$34.11	$20.27	68.3%
Beauty Salon	$56.95	$40.39	41.0%
Toothpaste	$4.02	$2.36	70.5%
Shampoo	$1.19	$1.08	10.2%
Movie	$13.16	$10.99	19.7%
Bowling	$21.77	$15.49	40.5%

Groceries

Item	Poulsbo	National avg.	Difference
Ground Beef	$5.63	$4.30	30.9%
Fried Chicken	$2.57	$1.40	83.4%
Milk	$2.21	$2.20	0.5%
Potatoes	$3.32	$3.22	3.2%
Pizza	$13.72	$10.74	27.8%
Beer	$12.19	$9.60	27.0%

Health Care

Item	Poulsbo	National avg.	Difference
Optometrist	$153.67	$109.73	40.0%
Doctor	$150.37	$118.34	27.1%
Dentist	$125.24	$100.94	24.1%
Ibuprofen	$11.27	$9.93	13.5%
Lipitor	$501.16	$469.53	6.7%

Housing

Item	Poulsbo	National avg.	Difference
Home Price	$288,200.00	$184,700.00	56.0%
Avg. Mortgage Payment	$2,574.05	$1,229.62	109.3%
Apartment Rent	$970.00	$949.00	2.2%

Transportation

Item	Poulsbo	National avg.	Difference
Gasoline	$3.61	$2.71	33.1%
Tire Balancing	$71.35	$51.86	37.6%

Utilities

Item	Poulsbo	National avg.	Difference
All Electricity	$188.34	$170.84	10.2%
Phone	$197.61	$187.18	5.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Navy Yard City, WA	3,131	113	12.7%
Quilcene, WA	499	116	16.0%
Gorst, WA	403	118	18.1%
Bremerton, WA	39,388	118	18.1%
Enetai, WA	2,234	121	21.1%
Poulsbo, WA	9,806	131	31.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Glenwood Springs, CO	9,806	119	18.9%
Croydon, PA	9,807	108	8.1%
Russellville, AL	9,804	80	19.8%
Bluffdale, UT	9,809	125	25.4%
Rodeo, CA	9,798	138	38.4%
Poulsbo, WA	9,806	131	31.4%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.