Cost Of Living in Port Jefferson Station, NY

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F

39%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

108%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Port Jefferson Station	New York	National
Cost of living	139	121	100
Groceries	104	106	100
Health care	107	110	100
Housing	208	144	100
Transportation	111	113	100
Utilities	112	112	100
Lifestyle & Entertainment	113	111	100
Household Items	105	106	100
Education & Childcare	120	118	100

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Homes For Sale In Port Jefferson Station, NY

26 Woodchuck Ln

East Setauket, NY

635 Jayne Blvd

Port Jefferson Station, NY

23 Champlain St

Port Jefferson Station, NY

10 Mink Ln

East Setauket, NY

Cost Of Living Quick Facts

The cost of living in Port Jefferson Station is 15% higher than the New York average
The cost of living in Port Jefferson Station is 39% higher than the national average
Port Jefferson Station housing is 108% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$161,922	$13,494	$3,778	$4,858
Renters	$89,106	$7,426	$2,079	$2,673

A good way to judge both the affordability of the housing and the cost of living in Port Jefferson Station is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Port Jefferson Station has a median income of about $161,922 for people who own homes. Based on that number, a maximum of $3,778 should be spent on expenses related to housing. Renters have a slightly different median income, which is $89,106. Based on this average, renters should spend no more than $2,079 on all rental costs if they want to maintain a non-impoverished standard of living.

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Stony Brook University, NY	8,775	110	9.6%
Mastic Beach, NY	16,076	121	20.8%
Middle Island, NY	11,454	124	23.6%
Mastic, NY	15,624	125	25.0%
Ridge, NY	13,941	126	26.1%
Port Jefferson Station, NY	7,798	139	39.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Fairfax, CA	7,797	198	98.3%
Hartsville, SC	7,799	91	8.7%
Kaufman, TX	7,802	90	10.1%
Breinigsville, PA	7,793	118	17.6%
Lamar, CO	7,804	94	5.8%
Port Jefferson Station, NY	7,798	139	39.2%