Cost Of Living in Kaufman, TX

A+

6%

Overall NAT. AVG.

8%

Goods & Services NAT. AVG.

29%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Kaufman	Texas	National
Cost of living	94	92	100
Goods & Services	108	96	100
Groceries	100	96	100
Health care	108	94	100
Housing	71	83	100
Transportation	89	92	100
Utilities	111	104	100

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Cost Of Living Quick Facts

The cost of living in Kaufman is 2% higher than the Texas average
The cost of living in Kaufman is 6% lower than the national average
Kaufman housing is 29% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$61,667	$5,139	$1,439	$1,850
Renters	$39,475	$3,290	$921	$1,184

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Kaufman, TX, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Kaufman homeowners, is $61,667. This would allow for a maximum of $1,439 per month to be spent on housing costs. For renters, the median monthly income is $39,475 which would result in a maximum of $921 to be spent on rental costs.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Goods & Services

Item	Kaufman	National avg.	Difference
Haircut	$33.29	$24.26	37.2%
Beauty Salon	$65.85	$45.56	44.5%
Toothpaste	$3.57	$3.70	3.6%
Shampoo	$1.30	$1.28	1.3%
Movie	$14.60	$12.13	20.3%
Bowling	$24.53	$18.00	36.3%

Groceries

Item	Kaufman	National avg.	Difference
Ground Beef	$5.23	$5.84	10.4%
Fried Chicken	$1.74	$1.57	10.8%
Milk	$4.65	$4.67	0.5%
Potatoes	$4.93	$4.93	0.0%
Pizza	$11.30	$12.09	6.5%
Beer	$10.93	$10.41	5.0%

Health Care

Item	Kaufman	National avg.	Difference
Optometrist	$143.73	$125.68	14.4%
Doctor	$140.69	$135.78	3.6%
Dentist	$130.53	$113.29	15.2%
Ibuprofen	$10.62	$10.65	0.3%
Lipitor	$499.87	$468.60	6.7%

Housing

Item	Kaufman	National avg.	Difference
Home Price	$98,600.00	$184,700.00	46.6%
Avg. Mortgage Payment	$2,258.00	$2,346.69	3.8%
Apartment Rent	$1,049.00	$949.00	10.5%

Transportation

Item	Kaufman	National avg.	Difference
Gasoline	$3.09	$3.46	10.7%
Tire Balancing	$52.04	$59.92	13.2%

Utilities

Item	Kaufman	National avg.	Difference
All Electricity	$219.02	$193.99	12.9%
Phone	$208.71	$192.25	8.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rosser, TX	505	86	13.6%
Oak Ridge town (Cooke County), TX	121	88	11.8%
Elmo, TX	1,729	94	5.9%
Kemp, TX	1,117	90	10.5%
Mabank, TX	3,743	90	9.6%
Kaufman, TX	7,646	94	5.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Three Rivers, MI	7,644	82	18.0%
Scotia, NY	7,648	97	2.7%
Brighton, MI	7,649	106	5.9%
Milan, TN	7,642	82	17.8%
Bernardsville, NJ	7,641	161	60.9%
Kaufman, TX	7,646	94	5.9%