Cost of Living in Kaufman, TX

Get 300+ Local Insights for Any Address in Kaufman, TX

Get Access to 300+ Local Data Points
A+
10%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
30%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Kaufman Texas National
Cost of living9094100
Groceries9698100
Health care9698100
Housing7083100
Transportation9998100
Utilities104103100
Lifestyle & Entertainment10298100
Household Items9998100
Education & Childcare9398100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Kaufman, TX

property for sale

3918 Holly Springs Ln

Kaufman, TX
property for sale

1287 Chartres

Kaufman, TX
property for sale

6353 FM 1390

Kaufman, TX
property for sale

504 W Grove St

Kaufman, TX
See the Newest Homes For Sale In Kaufman, TX

Cost Of Living Quick Facts

  • The cost of living in Kaufman is 5% lower than the Texas average
  • The cost of living in Kaufman is 10% lower than the national average
  • Kaufman housing is 30% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Kaufman

See all the best places to live around Kaufman

Compare Kaufman, TX Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Kaufman?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Kaufman?
      Write a review to give others more information about this area.
      See all Kaufman poll results

      The best places in Texas

      Here are the best places to live in TexasCheck out the 10 safest cities in TexasMost Dangerous Cities In The USSafest Cities In The US
      Best Places in Texas

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$92,412$7,701$2,156$2,773
      Renters$58,116$4,843$1,356$1,744
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Kaufman, TX, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Kaufman homeowners, is $92,412. This would allow for a maximum of $2,156 per month to be spent on housing costs. For renters, the median monthly income is $58,116 which would result in a maximum of $1,356 to be spent on rental costs.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Rosser, TX5218217.5%
      Oak Ridge town (Cooke County), TX1248416.0%
      Elmo, TX1,7968514.8%
      Kemp, TX1,1498514.5%
      Mabank, TX3,821909.7%
      Kaufman, TX7,8029010.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lamar, CO7,804945.8%
      Bernardsville, NJ7,80417271.7%
      Hartsville, SC7,799918.7%
      Puslinch, ON7,805n/a 
      Port Jefferson Station, NY7,79813939.2%
      Kaufman, TX7,8029010.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026