Cost Of Living in Pontiac, MO

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10%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

44%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Pontiac	Missouri	National
Cost of living	110	90	100
Groceries	95	96	100
Health care	93	97	100
Housing	144	77	100
Transportation	96	96	100
Utilities	95	95	100
Lifestyle & Entertainment	94	95	100
Household Items	95	97	100
Education & Childcare	100	95	100

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Homes For Sale In Pontiac, MO

86 Stingray LN

Pontiac, MO

8 Lost Mine Rd

Theodosia, MO

0 Lost Mine Rd

Theodosia, MO

7788 Hwy W

Pontiac, MO

Cost Of Living Quick Facts

The cost of living in Pontiac is 22% higher than the Missouri average
The cost of living in Pontiac is 10% higher than the national average
Pontiac housing is 44% higher than the national average
Missouri general sales tax is 17% lower than the national average
Missouri state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Missouri Sales Tax

State	General Sales Tax	With Max Surtax
Missouri	4.225%	10.85%

Missouri Income Tax

State	Income Tax (Low)	Income Tax (High)
Missouri	2%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Theodosia, MO	119	82	18.4%
Gainesville, MO	597	82	17.5%
Midway town, AR	394	83	17.3%
Bull Shoals, AR	1,867	87	13.1%
Midway, AR	1,036	87	12.6%
Pontiac, MO	104	110	10.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Whale Pass, AK	104	114	14.2%
Phillipsville, CA	104	117	17.4%
Rutherford, CA	104	146	45.6%
Maysville, CO	104	171	71.2%
Center Junction, IA	104	82	17.6%
Pontiac, MO	104	110	10.0%