Cost of Living in Gainesville, MO

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18%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gainesville Missouri National
Cost of living8290100
Groceries9596100
Health care9397100
Housing5277100
Transportation9696100
Utilities9595100
Lifestyle & Entertainment9495100
Household Items9597100
Education & Childcare10095100
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Homes For Sale In Gainesville, MO

property for sale

291 County Road 804

Gainesville, MO
property for sale

1181 County Road 504

Bridges Township, MO
property for sale

1647 County Road 806

Gainesville, MO
property for sale

Foxden DR

Gainesville, MO
See the Newest Homes For Sale In Gainesville, MO

Cost Of Living Quick Facts

  • The cost of living in Gainesville is 9% lower than the Missouri average
  • The cost of living in Gainesville is 18% lower than the national average
  • Gainesville housing is 48% lower than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$44,705$3,725$1,043$1,341
      Renters$11,417$951$266$343

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wasola, MO163954.6%
      Theodosia, MO1198218.4%
      Midway town, AR3948317.3%
      Midway, AR1,0368712.6%
      Sundown, MO109964.1%
      Gainesville, MO5978217.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Murrayville, IL5978515.3%
      Martinsburg, MO5978119.4%
      West Valley, NY597918.9%
      Austinburg, OH59711413.7%
      Point Comfort, TX5978713.2%
      Gainesville, MO5978217.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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