Cost Of Living in Rutherford, CA

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F

46%

Overall NAT. AVG.

9%

Groceries NAT. AVG.

116%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Rutherford	California	National
Cost of living	146	141	100
Groceries	109	111	100
Health care	116	116	100
Housing	216	197	100
Transportation	114	118	100
Utilities	117	119	100
Lifestyle & Entertainment	122	120	100
Household Items	109	111	100
Education & Childcare	128	127	100

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Homes For Sale In Rutherford, CA

1032 Ponti RD

Rutherford, CA

1000 Rutherford Rd

Napa, CA

1135 Rutherford Rd

Napa, CA

Cost Of Living Quick Facts

The cost of living in Rutherford is 3% higher than the California average
The cost of living in Rutherford is 46% higher than the national average
Rutherford housing is 116% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Oakville, CA	77	115	15.3%
Moskowite Corner, CA	70	115	15.3%
Green Valley CDP (Los Angeles County), CA	1,024	122	21.6%
Yountville, CA	3,097	150	50.4%
Rohnert Park, CA	44,183	157	56.5%
Rutherford, CA	104	146	45.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Whale Pass, AK	104	114	14.2%
Phillipsville, CA	104	117	17.4%
Maysville, CO	104	171	71.2%
Center Junction, IA	104	82	17.6%
Duncan, IA	104	100	0.4%
Rutherford, CA	104	146	45.6%