| Index | Point Arena | California | National |
| Cost of living | 131 | 141 | 100 |
| Groceries | 111 | 111 | 100 |
| Health care | 117 | 116 | 100 |
| Housing | 163 | 197 | 100 |
| Transportation | 119 | 118 | 100 |
| Utilities | 121 | 119 | 100 |
| Lifestyle & Entertainment | 122 | 120 | 100 |
| Household Items | 112 | 111 | 100 |
| Education & Childcare | 127 | 127 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $135,425 | $11,285 | $3,160 | $4,063 |
| Renters | $33,668 | $2,806 | $786 | $1,010 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Philo, CA | 162 | 125 | 24.9% |
| Manchester, CA | 274 | 137 | 36.7% |
| Anchor Bay, CA | 335 | 188 | 88.3% |
| Sea Ranch, CA | 1,194 | 203 | 102.6% |
| Point Arena, CA | 417 | 131 | 31.1% |
| City | Population | Cost of Living Index | National Avg. |
| Montrose, AR | 417 | 87 | 13.1% |
| Wayland, KY | 417 | 77 | 22.5% |
| Dumas, MS | 417 | 84 | 16.2% |
| Louin, MS | 417 | 89 | 11.1% |
| Vann Crossroads, NC | 417 | 101 | 0.7% |
| Point Arena, CA | 417 | 131 | 31.1% |