| Index | Philo | California | National |
| Cost of living | 125 | 141 | 100 |
| Groceries | 111 | 111 | 100 |
| Health care | 117 | 116 | 100 |
| Housing | 142 | 197 | 100 |
| Transportation | 119 | 118 | 100 |
| Utilities | 121 | 119 | 100 |
| Lifestyle & Entertainment | 122 | 120 | 100 |
| Household Items | 112 | 111 | 100 |
| Education & Childcare | 127 | 127 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $0 | $0 | $0 | $0 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| City | Population | Cost of Living Index | National Avg. |
| Comptche, CA | 147 | 123 | 23.2% |
| Point Arena, CA | 417 | 131 | 31.1% |
| Ukiah, CA | 16,537 | 136 | 35.5% |
| Manchester, CA | 274 | 137 | 36.7% |
| Redwood Valley, CA | 1,869 | 143 | 43.1% |
| Philo, CA | 162 | 125 | 24.9% |
| City | Population | Cost of Living Index | National Avg. |
| Winthrop, AR | 162 | 80 | 20.0% |
| Ali Chuk, AZ | 162 | 103 | 3.1% |
| Big Creek, CA | 162 | 114 | 14.1% |
| Braddyville, IA | 162 | 82 | 17.8% |
| Bunker Hill, KS | 162 | 78 | 22.2% |
| Philo, CA | 162 | 125 | 24.9% |