D
Overall 5%
Goods & Services 23%
Housing 51%
Find Homes Find Rentals
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexPhiloCaliforniaNational
Cost of living105140100
Goods & Services123109100
Groceries130112100
Health care123109100
Housing49196100
Transportation143132100
Utilities134127100

Key findings

  • The cost of living in Philo is 25% lower than the California average
  • The cost of living in Philo is 5% higher than the national average
  • Philo housing is 51% lower than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 59% lower than the national average

Most Affordable Places to Live in and Around Philo

See all the best places to live around Philo

Compare Philo, CA Cost of Living

      vs
      How would you rate the cost of living in Philo?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Philo?
      Write a review to give others more information about this area.
      See all Philo poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$0$0$0$0
      Renters$16,141$1,345$377$484

      California Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      California7.25%10.5%

      California Income Tax

      StateIncome Tax (Low)Income Tax (High)
      California1%13.3%

      Goods & Services

      ItemPhiloNational avg.Difference
      Haircut $23.94$20.2718.1%
      Beauty Salon $76.38$40.3989.1%
      Toothpaste $2.93$2.3624.1%
      Shampoo $1.32$1.0822.6%
      Movie $16.04$10.9946.0%
      Bowling $20.50$15.4932.3%

      Groceries

      ItemPhiloNational avg.Difference
      Ground Beef $4.38$4.301.8%
      Fried Chicken $1.80$1.4028.9%
      Milk $2.55$2.2015.9%
      Potatoes $3.74$3.2216.3%
      Pizza $12.49$10.7416.3%
      Beer $10.21$9.606.4%

      Health Care

      ItemPhiloNational avg.Difference
      Optometrist $136.56$109.7324.5%
      Doctor $148.50$118.3425.5%
      Dentist $133.23$100.9432.0%
      Ibuprofen $12.21$9.9323.0%
      Lipitor $479.93$469.532.2%

      Housing

      ItemPhiloNational avg.Difference
      Home Price $0.00$184,700.00100.0%
      Avg. Mortgage Payment $4,448.29$1,229.62261.8%
      Apartment Rent $469.00$949.0050.6%

      Transportation

      ItemPhiloNational avg.Difference
      Gasoline $4.03$2.7148.5%
      Tire Balancing $69.34$51.8633.7%

      Utilities

      ItemPhiloNational avg.Difference
      All Electricity$266.44$170.8456.0%
      Phone $196.49$187.185.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      CityPopulationCost of Living IndexNational Avg.
      Comptche, CA6112828.5%
      Calpella, CA4721066.1%
      Ukiah, CA15,88411919.3%
      Manchester, CA17713232.4%
      Boonville, CA86013737.3%
      Philo, CA2601054.8%

      Cities with similar population

      CityPopulationCost of Living IndexNational Avg.
      Delta, AL260927.7%
      Union, AL2607821.9%
      Lynn, AR2608119.0%
      Goodland, FL2601054.9%
      Montrose, GA2608020.0%
      Philo, CA2601054.8%
      Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.