Philo, California Cost Of Living

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D

Overall 5%

Goods & Services 23%

Housing 51%

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Philo	California	National
Cost of living	105	140	100
Goods & Services	123	109	100
Groceries	130	112	100
Health care	123	109	100
Housing	49	196	100
Transportation	143	132	100
Utilities	134	127	100

Key findings

The cost of living in Philo is 25% lower than the California average
The cost of living in Philo is 5% higher than the national average
Philo housing is 51% lower than the national average
California general sales tax is 42% higher than the national average
California state income tax is 59% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$16,141	$1,345	$377	$484

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Philo	National avg.	Difference
Haircut	$23.94	$20.27	18.1%
Beauty Salon	$76.38	$40.39	89.1%
Toothpaste	$2.93	$2.36	24.1%
Shampoo	$1.32	$1.08	22.6%
Movie	$16.04	$10.99	46.0%
Bowling	$20.50	$15.49	32.3%

Groceries

Item	Philo	National avg.	Difference
Ground Beef	$4.38	$4.30	1.8%
Fried Chicken	$1.80	$1.40	28.9%
Milk	$2.55	$2.20	15.9%
Potatoes	$3.74	$3.22	16.3%
Pizza	$12.49	$10.74	16.3%
Beer	$10.21	$9.60	6.4%

Health Care

Item	Philo	National avg.	Difference
Optometrist	$136.56	$109.73	24.5%
Doctor	$148.50	$118.34	25.5%
Dentist	$133.23	$100.94	32.0%
Ibuprofen	$12.21	$9.93	23.0%
Lipitor	$479.93	$469.53	2.2%

Housing

Item	Philo	National avg.	Difference
Home Price	$0.00	$184,700.00	100.0%
Avg. Mortgage Payment	$4,448.29	$1,229.62	261.8%
Apartment Rent	$469.00	$949.00	50.6%

Transportation

Item	Philo	National avg.	Difference
Gasoline	$4.03	$2.71	48.5%
Tire Balancing	$69.34	$51.86	33.7%

Utilities

Item	Philo	National avg.	Difference
All Electricity	$266.44	$170.84	56.0%
Phone	$196.49	$187.18	5.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Comptche, CA	61	128	28.5%
Calpella, CA	472	106	6.1%
Ukiah, CA	15,884	119	19.3%
Manchester, CA	177	132	32.4%
Boonville, CA	860	137	37.3%
Philo, CA	260	105	4.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Delta, AL	260	92	7.7%
Union, AL	260	78	21.9%
Lynn, AR	260	81	19.0%
Goodland, FL	260	105	4.9%
Montrose, GA	260	80	20.0%
Philo, CA	260	105	4.8%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.