Cost of Living in Plumas Lake, CA

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F
39%
Overall NAT. AVG.
12%
Groceries NAT. AVG.
93%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Plumas Lake California National
Cost of living139141100
Groceries112111100
Health care114116100
Housing193197100
Transportation118118100
Utilities119119100
Lifestyle & Entertainment116120100
Household Items109111100
Education & Childcare130127100
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Homes For Sale In Plumas Lake, CA

property for sale

2128 Hesperian Dr

Plumas Lake, CA
property for sale

1757 Bridle Creek Way

Plumas Lake, CA
property for sale

1756 Shore Way

Plumas Lake, CA
property for sale

1750 Shore Way

Plumas Lake, CA

Cost Of Living Quick Facts

  • The cost of living in Plumas Lake is 1% lower than the California average
  • The cost of living in Plumas Lake is 39% higher than the national average
  • Plumas Lake housing is 93% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

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      Transportation index
      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$164,141$13,678$3,830$4,925
      Renters$119,836$9,986$2,796$3,595
      A good way to judge both the affordability of the housing and the cost of living in Plumas Lake is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Plumas Lake has a median income of about $164,141 for people who own homes. Based on that number, a maximum of $3,830 should be spent on expenses related to housing. Renters have a slightly different median income, which is $119,836. Based on this average, renters should spend no more than $2,796 on all rental costs if they want to maintain a non-impoverished standard of living.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Knights Landing, CA1,02011615.9%
      Marysville, CA12,71811716.7%
      Linda, CA22,53011918.8%
      Olivehurst, CA15,61112020.4%
      Wheatland, CA3,71012121.5%
      Plumas Lake, CA7,85413939.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Payette, ID7,854918.8%
      Forestbrook, SC7,8531043.8%
      Three Rivers, MI7,8598514.6%
      Montrose, VA7,859973.4%
      Guadalupe, CA7,84813030.1%
      Plumas Lake, CA7,85413939.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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