B-
Overall 9%
Goods & Services 3%
Housing 32%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexPicture RocksArizonaNational
Cost of living9199100
Goods & Services10398100
Groceries10399100
Health care9898100
Housing6897100
Transportation94104100
Utilities100103100

Key findings

  • The cost of living in Picture Rocks is 8% lower than the Arizona average
  • The cost of living in Picture Rocks is 9% lower than the national average
  • Picture Rocks housing is 32% lower than the national average
  • Arizona general sales tax is 10% higher than the national average
  • Arizona state income tax is 16% higher than the national average

Most Affordable Places to Live in and Around Picture Rocks

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Compare Picture Rocks, AZ Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$58,750$4,896$1,371$1,763
      Renters$24,034$2,003$561$721
      A good indicator of the general affordability of housing in Picture Rocks, AZ, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Picture Rocks, the median monthly income is $58,750 for those who own their own homes. Under the standard rule, that income level would allow for $1,371 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $24,034, per the median income in the area. That would allow for renters to spend up to $561 on monthly rental expenses.

      Arizona Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Arizona5.6%10.725%

      Arizona Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Arizona2.59%4.5%

      Goods & Services

      ItemPicture RocksNational avg.Difference
      Haircut $19.60$17.4912.1%
      Beauty Salon $49.33$38.1729.2%
      Toothpaste $2.20$2.325.2%
      Shampoo $1.05$1.013.8%
      Movie $10.25$10.724.4%
      Bowling $8.50$13.8638.7%

      Groceries

      ItemPicture RocksNational avg.Difference
      Ground Beef $4.34$3.9011.3%
      Fried Chicken $1.69$1.4021.1%
      Milk $1.62$1.9617.4%
      Potatoes $1.99$3.1837.5%
      Pizza $12.49$10.3920.2%
      Beer $9.57$9.233.7%

      Health Care

      ItemPicture RocksNational avg.Difference
      Optometrist $89.40$106.3415.9%
      Doctor $121.57$115.255.5%
      Dentist $89.20$98.389.3%
      Ibuprofen $9.89$9.266.8%
      Lipitor $487.00$466.474.4%

      Housing

      ItemPicture RocksNational avg.Difference
      Home Price $111,100.00$184,700.0039.8%
      Avg. Mortgage Payment $1,182.79$1,273.327.1%
      Apartment Rent $815.00$949.0014.1%

      Transportation

      ItemPicture RocksNational avg.Difference
      Gasoline $2.41$2.596.9%
      Tire Balancing $48.00$48.901.8%

      Utilities

      ItemPicture RocksNational avg.Difference
      All Electricity$167.04$167.600.3%
      Phone $182.70$163.4211.8%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Rillito, AZ531011%
      Flowing Wells, AZ15,60185-15%
      Avra Valley, AZ5,60688-12%
      Tucson Estates, AZ11,74792-8%
      Drexel Heights, AZ27,28192-8%
      Picture Rocks, AZ8,56291-9%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Congers, NY8,56214343%
      Farmville, VA8,56290-10%
      Southside, AL8,56389-11%
      Medulla, FL8,56193-7%
      Liberty Lake, WA8,5661099%
      Picture Rocks, AZ8,56291-9%
      Source: The Picture Rocks, AZ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.