Cost Of Living in Picture Rocks, AZ

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5%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

23%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Picture Rocks	Arizona	National
Cost of living	95	101	100
Groceries	102	101	100
Health care	102	101	100
Housing	77	96	100
Transportation	104	102	100
Utilities	110	111	100
Lifestyle & Entertainment	98	103	100
Household Items	101	101	100
Education & Childcare	106	103	100

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Homes For Sale In Picture Rocks, AZ

5105 N Our Rd

Tucson, AZ

12490 W Picture Rocks Rd

Tucson, AZ

9636 N Havenwood Way

Marana, AZ

15195 W Scrub Brush Rd Unit 1/

Marana, AZ

Cost Of Living Quick Facts

The cost of living in Picture Rocks is 6% lower than the Arizona average
The cost of living in Picture Rocks is 5% lower than the national average
Picture Rocks housing is 23% lower than the national average
Arizona general sales tax is 10% higher than the national average
Arizona state income tax is 4% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$82,282	$6,857	$1,920	$2,469
Renters	$76,521	$6,377	$1,785	$2,296

A good indicator of the general affordability of housing in Picture Rocks, AZ, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Picture Rocks, the median monthly income is $82,282 for those who own their own homes. Under the standard rule, that income level would allow for $1,920 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $76,521, per the median income in the area. That would allow for renters to spend up to $1,785 on monthly rental expenses.

Arizona Sales Tax

State	General Sales Tax	With Max Surtax
Arizona	5.6%	10.725%

Arizona Income Tax

State	Income Tax (Low)	Income Tax (High)
Arizona	2.5%	2.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rillito, AZ	0	103	3.1%
Flowing Wells, AZ	17,890	85	15.4%
Nelson, AZ	796	87	13.4%
Avra Valley, AZ	6,432	90	9.5%
Tucson Estates, AZ	12,524	98	2.1%
Picture Rocks, AZ	9,197	95	4.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Olney, IL	9,196	83	17.4%
Waseca, MN	9,195	93	7.0%
Toppenish, WA	9,199	101	1.2%
South Amboy, NJ	9,192	129	28.7%
Ashland, NJ	9,189	122	22.1%
Picture Rocks, AZ	9,197	95	4.9%