Cost of Living in Central City, Phoenix, AZ

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B+
7%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
13%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Central City Phoenix Arizona
Cost of living107113101
Groceries104104101
Health care102102101
Housing11313296
Transportation105105102
Utilities113113111
Lifestyle & Entertainment104104103
Household Items102102101
Education & Childcare105105103
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Homes For Sale In Phoenix, AZ

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Cost Of Living Quick Facts

  • The cost of living in Central City is 6% higher than the Phoenix average
  • The cost of living in Central City is 7% higher than the national average
  • Central City housing is 13% higher than the national average
  • Arizona general sales tax is 10% higher than the national average
  • Arizona state income tax is 4% lower than the national average

Most Affordable Places to Live in and Around Central City

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Compare Phoenix, AZ Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$63,727$5,311$1,487$1,912

      Arizona Sales Tax

      State General Sales Tax With Max Surtax
      Arizona 5.6% 10.725%

      Arizona Income Tax

      State Income Tax (Low) Income Tax (High)
      Arizona 2.5% 2.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Santa Cruz, AZ591022.4%
      Komatke, AZ903954.9%
      Guadalupe, AZ6,820973.5%
      Gila Crossing, AZ6781000.0%
      Youngtown, AZ7,0441000.4%
      Phoenix, AZ1,698,45711312.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Philadelphia, PA1,632,1571022.0%
      Montréal, QC1,811,008n/a 
      San Antonio, TX1,573,2371000.3%
      San Diego, CA1,466,87117676.0%
      Dallas, TX1,391,8191077.0%
      Phoenix, AZ1,698,45711312.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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