Cost Of Living in Phippsburg, CO

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B+

7%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

10%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Phippsburg	Colorado	National
Cost of living	107	115	100
Groceries	104	104	100
Health care	105	107	100
Housing	110	136	100
Transportation	103	106	100
Utilities	109	108	100
Lifestyle & Entertainment	103	107	100
Household Items	106	105	100
Education & Childcare	113	111	100

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Cost Of Living Quick Facts

The cost of living in Phippsburg is 7% lower than the Colorado average
The cost of living in Phippsburg is 7% higher than the national average
Phippsburg housing is 10% higher than the national average
Colorado general sales tax is 43% lower than the national average
Colorado state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$104,894	$8,741	$2,447	$3,147
Renters	$0	$0	$0	$0

Colorado Sales Tax

State	General Sales Tax	With Max Surtax
Colorado	2.9%	10%

Colorado Income Tax

State	Income Tax (Low)	Income Tax (High)
Colorado	4.4%	4.4%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Oak Creek, CO	808	106	6.0%
Yampa, CO	480	114	14.2%
Phippsburg, CO	212	107	6.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Dell, AR	212	80	20.0%
Watson, AR	212	81	19.3%
College City, CA	212	116	16.4%
Woodside, DE	212	98	2.4%
Onaway, ID	212	99	1.5%
Phippsburg, CO	212	107	6.8%