Cost Of Living in Phippsburg, CO

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A

1%

Overall NAT. AVG.

0%

Goods & Services NAT. AVG.

10%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Phippsburg	Colorado	National
Cost of living	101	111	100
Goods & Services	100	104	100
Groceries	98	101	100
Health care	92	106	100
Housing	110	136	100
Transportation	90	97	100
Utilities	96	88	100

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Cost Of Living Quick Facts

The cost of living in Phippsburg is 9% lower than the Colorado average
The cost of living in Phippsburg is 1% higher than the national average
Phippsburg housing is 10% higher than the national average
Colorado general sales tax is 43% lower than the national average
Colorado state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$104,894	$8,741	$2,447	$3,147
Renters	$0	$0	$0	$0

Colorado Sales Tax

State	General Sales Tax	With Max Surtax
Colorado	2.9%	10%

Colorado Income Tax

State	Income Tax (Low)	Income Tax (High)
Colorado	4.4%	4.4%

Goods & Services

Item	Phippsburg	National avg.	Difference
Haircut	$30.01	$27.62	8.7%
Beauty Salon	$37.22	$51.11	27.2%
Toothpaste	$4.02	$4.09	1.8%
Shampoo	$1.33	$1.54	13.7%
Movie	$8.98	$12.88	30.3%
Yoga	$28.61	$19.66	45.5%

Groceries

Item	Phippsburg	National avg.	Difference
Ground Beef	$7.09	$7.70	8.0%
Fried Chicken	$1.47	$1.66	11.6%
Milk	$4.52	$4.73	4.5%
Potatoes	$5.42	$5.26	3.1%
Pizza	$13.70	$12.76	7.3%
Beer	$10.01	$10.55	5.1%

Health Care

Item	Phippsburg	National avg.	Difference
Optometrist	$180.60	$140.06	28.9%
Doctor	$102.11	$153.82	33.6%
Dentist	$131.64	$123.15	6.9%
Ibuprofen	$12.01	$11.73	2.4%
Lipitor	$18.87	$23.61	20.1%

Housing

Item	Phippsburg	National avg.	Difference
Home Price	$358,460.00	$326,622.00	9.7%
Avg. Mortgage Payment	$2,137.95	$2,480.25	13.8%
Apartment Rent	$0.00	$1,444.00	100.0%

Transportation

Item	Phippsburg	National avg.	Difference
Gasoline	$2.71	$3.06	11.4%
Tire Balancing	$60.28	$65.21	7.6%

Utilities

Item	Phippsburg	National avg.	Difference
All Electricity	$208.17	$220.12	5.4%
Phone	$191.75	$195.71	2.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Oak Creek, CO	808	100	0.0%
Yampa, CO	480	108	8.2%
Phippsburg, CO	212	101	0.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Dell, AR	212	78	21.7%
Watson, AR	212	84	16.3%
College City, CA	212	120	19.8%
Woodside, DE	212	100	0.4%
Onaway, ID	212	95	5.5%
Phippsburg, CO	212	101	0.8%