| Index | Pflugerville | Texas | National |
| Cost of living | 111 | 94 | 100 |
| Groceries | 101 | 98 | 100 |
| Health care | 99 | 98 | 100 |
| Housing | 143 | 83 | 100 |
| Transportation | 98 | 98 | 100 |
| Utilities | 103 | 103 | 100 |
| Lifestyle & Entertainment | 94 | 98 | 100 |
| Household Items | 98 | 98 | 100 |
| Education & Childcare | 93 | 98 | 100 |
Getting a feel for the cost of living in Pflugerville is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Pflugerville is 111, which is 11% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
Housing costs are a very significant part of the Pflugerville cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 42.5% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
The real experts on a city are its residents. That's why we reached out to 11 locals to get their views on the cost of living in Pflugerville. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 36% found it budget-friendly with decreasing prices, while 64% said it's simply not affordable as prices have continued to rise.
Is Pflugerville an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Pflugerville, the median home price is 41.1% higher than what most folks pay across the country, and monthly rent prices are 45.8% higher than the usual rates. Income levels in Pflugerville come in at $144,273, which is 77.4% higher than the national average.
Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Pflugerville, the transportation index is 1.9% lower than the national average.
Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Pflugerville, healthcare costs are 1.5% lower than the national average.
Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Pflugerville, is 42.5% higher than the national average.
The cost of living estimates displayed for Pflugerville are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $165,199 | $13,767 | $3,854 | $4,956 |
| Renters | $97,604 | $8,134 | $2,277 | $2,928 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Taylor, TX | 17,845 | 97 | 2.7% |
| Elgin, TX | 10,490 | 98 | 2.3% |
| Coupland, TX | 388 | 98 | 1.8% |
| Hornsby Bend, TX | 8,860 | 107 | 6.5% |
| Manor, TX | 11,917 | 107 | 7.1% |
| Pflugerville, TX | 65,733 | 111 | 11.5% |
| City | Population | Cost of Living Index | National Avg. |
| Youngstown, OH | 65,739 | 78 | 22.4% |
| San Marcos, TX | 65,711 | 100 | 0.0% |
| The Hammocks, FL | 65,641 | 129 | 28.6% |
| Bellevue, NE | 65,626 | 97 | 3.0% |
| Cheyenne, WY | 65,554 | 105 | 5.3% |
| Pflugerville, TX | 65,733 | 111 | 11.5% |
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