A+
3%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
4%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bellevue Nebraska National
Cost of living9791100
Groceries9597100
Health care9998100
Housing9676100
Transportation9999100
Utilities9996100
Lifestyle & Entertainment9897100
Household Items9998100
Education & Childcare9796100
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An Overview of Cost of Living in Bellevue, NE

Are you thinking about relocating, but curious about the potential cost of living in Bellevue? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Bellevue stands at 97, making it 3% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Bellevue is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

What Do Locals Say About the Cost of Living in Bellevue?

Locals have the inside scoop on their city. So, we polled 13 residents in Bellevue to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 85% find it reasonable with decreasing prices, but 15% think it's quite pricey, with prices that continue to rise.

Is Bellevue Affordable?

Wondering if Bellevue is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Bellevue, for example, the median home price is 8.6% lower than what folks pay nationally, and monthly rent is 5.3% higher than the usual rates. Plus, income levels matter too, with Bellevue boasting a median household income of $105,165, which is 29.3% higher than the national average.

What Factors can Influence the Cost of Living in Bellevue?

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Bellevue, the utilities index is 0.9% lower than the national average.

Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Bellevue, the housing index is 4.4% lower than the national average.

Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.

Where is the Data From?

The Bellevue cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Bellevue is 7% higher than the Nebraska average
  • The cost of living in Bellevue is 3% lower than the national average
  • Bellevue housing is 4% lower than the national average
  • Nebraska general sales tax is 8% higher than the national average
  • Nebraska state income tax is 5% lower than the national average

Most Affordable Places to Live in and Around Bellevue

See all the best places to live around Bellevue

Compare Bellevue, NE Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$128,742$10,729$3,004$3,863
      Renters$71,028$5,919$1,657$2,131
      A good way to judge both the affordability of the housing and the cost of living in Bellevue is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Bellevue has a median income of about $128,742 for people who own homes. Based on that number, a maximum of $3,004 should be spent on expenses related to housing. Renters have a slightly different median income, which is $71,028. Based on this average, renters should spend no more than $1,657 on all rental costs if they want to maintain a non-impoverished standard of living.

      Nebraska Sales Tax

      State General Sales Tax With Max Surtax
      Nebraska 5.5% 7.5%

      Nebraska Income Tax

      State Income Tax (Low) Income Tax (High)
      Nebraska 2.46% 6.64%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      La Platte, NE139982.3%
      Weston, IA144973.0%
      Richfield, NE14982.3%
      Boys Town, NE873991.2%
      Pacific Junction, IA2978812.2%
      Bellevue, NE65,626973.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      The Hammocks, FL65,64112928.6%
      Cheyenne, WY65,5541055.3%
      San Marcos, TX65,7111000.0%
      Pflugerville, TX65,73311111.5%
      Youngstown, OH65,7397822.4%
      Bellevue, NE65,626973.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.