Petaluma, California Cost Of Living

Buy Rent

F

Overall 61%

Goods & Services 23%

Housing 138%

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Petaluma	California	National
Cost of living	161	140	100
Goods & Services	123	109	100
Groceries	130	112	100
Health care	123	109	100
Housing	238	196	100
Transportation	143	132	100
Utilities	134	127	100

Key findings

The cost of living in Petaluma is 15% higher than the California average
The cost of living in Petaluma is 61% higher than the national average
Petaluma housing is 138% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 59% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$95,657	$7,971	$2,232	$2,870
Renters	$58,214	$4,851	$1,358	$1,747

To approximate the cost of living and the housing affordability in Petaluma, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Petaluma have a median income of $95,657. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,232 per month to avoid calamity and poverty. The renters in the city have an income of about $58,214, which would make their monthly maximum allowable rental costs $1,358.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Petaluma	National avg.	Difference
Haircut	$23.94	$20.27	18.1%
Beauty Salon	$76.38	$40.39	89.1%
Toothpaste	$2.93	$2.36	24.1%
Shampoo	$1.32	$1.08	22.6%
Movie	$16.04	$10.99	46.0%
Bowling	$20.50	$15.49	32.3%

Groceries

Item	Petaluma	National avg.	Difference
Ground Beef	$4.38	$4.30	1.8%
Fried Chicken	$1.80	$1.40	28.9%
Milk	$2.55	$2.20	15.9%
Potatoes	$3.74	$3.22	16.3%
Pizza	$12.49	$10.74	16.3%
Beer	$10.21	$9.60	6.4%

Health Care

Item	Petaluma	National avg.	Difference
Optometrist	$136.56	$109.73	24.5%
Doctor	$148.50	$118.34	25.5%
Dentist	$133.23	$100.94	32.0%
Ibuprofen	$12.21	$9.93	23.0%
Lipitor	$479.93	$469.53	2.2%

Housing

Item	Petaluma	National avg.	Difference
Home Price	$498,200.00	$184,700.00	169.7%
Avg. Mortgage Payment	$4,448.29	$1,229.62	261.8%
Apartment Rent	$1,548.00	$949.00	63.1%

Transportation

Item	Petaluma	National avg.	Difference
Gasoline	$4.03	$2.71	48.5%
Tire Balancing	$69.34	$51.86	33.7%

Utilities

Item	Petaluma	National avg.	Difference
All Electricity	$266.44	$170.84	56.0%
Phone	$196.49	$187.18	5.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Oakville, CA	151	126	25.6%
Roseland, CA	5,859	137	37.2%
Rohnert Park, CA	41,928	142	42.0%
Fetters Hot Springs-Agua Caliente, CA	4,775	147	46.9%
Santa Rosa, CA	173,165	150	50.1%
Petaluma, CA	59,757	161	61.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Springfield, OH	59,761	84	15.6%
Lakeville, MN	59,786	115	15.0%
Marietta, GA	59,714	106	6.2%
Blainville, QC	59,647	n/a
Gardena, CA	59,898	134	33.8%
Petaluma, CA	59,757	161	61.3%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.