Cost of Living in Pepeekeo, HI

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F
46%
Overall NAT. AVG.
34%
Goods & Services NAT. AVG.
35%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Pepeekeo Hawaii National
Cost of living146176100
Goods & Services134128100
Groceries157144100
Health care129128100
Housing135252100
Transportation151146100
Utilities209201100
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Homes For Sale In Pepeekeo, HI

property for sale

28-1168 Loa Rd

Pepeekeo, HI
property for sale

28-568 Kaupakuea Homestead Rd

Pepeekeo, HI
property for sale

28-425 Overpass Rd

Pepeekeo, HI
property for sale

Airstrip Rd

, HI

Cost Of Living Quick Facts

  • The cost of living in Pepeekeo is 17% lower than the Hawaii average
  • The cost of living in Pepeekeo is 46% higher than the national average
  • Pepeekeo housing is 35% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$94,359$7,863$2,202$2,831
      Renters$34,272$2,856$800$1,028

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Goods & Services

      Item Pepeekeo National avg. Difference
      Haircut $12.17$27.6255.9%
      Beauty Salon $31.47$51.1138.4%
      Toothpaste $4.08$4.090.2%
      Shampoo $1.72$1.5411.7%
      Movie $10.04$12.8822.0%
      Yoga $13.87$19.6629.5%

      Groceries

      Item Pepeekeo National avg. Difference
      Ground Beef $4.25$7.7044.8%
      Fried Chicken $2.19$1.6631.6%
      Milk $3.21$4.7332.3%
      Potatoes $4.25$5.2619.1%
      Pizza $12.30$12.763.6%
      Beer $7.78$10.5526.2%

      Health Care

      Item Pepeekeo National avg. Difference
      Optometrist $136.85$140.062.3%
      Doctor $133.68$153.8213.1%
      Dentist $112.79$123.158.4%
      Ibuprofen $13.01$11.7310.9%
      Lipitor $398.63$23.611,588.4%

      Housing

      Item Pepeekeo National avg. Difference
      Home Price $563,075.00$326,622.0072.4%
      Avg. Mortgage Payment $2,014.49$2,480.2518.8%
      Apartment Rent $710.00$1,444.0050.8%

      Transportation

      Item Pepeekeo National avg. Difference
      Gasoline $3.16$3.063.5%
      Tire Balancing $72.96$65.2111.9%

      Utilities

      Item Pepeekeo National avg. Difference
      All Electricity $431.66$220.1296.1%
      Phone $39.39$195.7179.9%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Keaau, HI1,30614443.7%
      Papaikou, HI91514949.0%
      Wainaku, HI1,09615251.7%
      Hilo, HI47,05715454.4%
      Honomu, HI44115655.6%
      Pepeekeo, HI1,57514646.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Whitemouth, MB1,575n/a 
      Oakview, MB1,575n/a 
      Lake Hamilton, FL1,574973.2%
      Orleans, MA1,57614241.9%
      Sandia Knolls, NM1,5741076.6%
      Pepeekeo, HI1,57514646.3%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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