Pendleton cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index92118100
Goods & Services index92123100
Groceries index101115100
Health care index121115100
Housing index76123100
Transportation index114126100
Utilities index9287100
A general summary of the cost of living index in Pendleton, OR is shown above. Compared to the state average of Oregon the cost of living index in Pendleton, OR is 92, which is 22% lower than the average in Oregon and compared to the national average it is 8% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Pendleton, OR goods and services come in at 25% lower than the average in Oregon and are 8% lower than compared to the nationwide average.
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Did you know?

  • The cost of living in Pendleton is 22% lower than the Oregon average.
  • The cost of living in Pendleton is 8% lower than the national average.
  • The cost of housing in Pendleton is 24% lower than the national average.
  • Oregon general sales tax is 100% lower than the national average.
  • Oregon state income tax is 125% higher than the national average.

Compare Pendleton, OR Cost of living To Other Cities

Salary Calculator

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Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Pendleton, OR to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Pendleton, OR, you have to earn a higher income in order to still have the same standard of living. To operate the Pendleton, OR salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Pendleton, OR, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Pendleton, OR homeowners have a median income of $68,975. Using that number, you will come up with a maximum of $1,609 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $30,575, which means there is a maximum of $713 to be spent on the costs of renting a home or apartment.

Oregon Sales Tax

StateGeneral Sales TaxWith Max Surtax

Oregon Income Tax

StateIncome Tax (Low)Income Tax (High)
When considering the overall cost of living expenses in Pendleton, OR, it's important to take into account the sales tax for Oregon, as well as the rate for income tax in Oregon. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Oregon is 0%, and the sales tax in the state of Oregon is 0%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Oregon starts from 5% and goes up to 9.9%.

Goods & Services

ItemPendletonNational avg.Difference
Haircut $15.80$17.499.7%
Beauty Salon $37.80$38.171.0%
Toothpaste $2.16$2.326.9%
Shampoo $0.97$1.014.1%
Movie $9.30$10.7213.3%
Bowling $19.20$13.8638.5%


ItemPendletonNational avg.Difference
Ground Beef $3.67$3.905.9%
Fried Chicken $1.44$1.403.2%
Milk $2.41$1.9622.8%
Potatoes $1.89$3.1840.6%
Pizza $10.00$10.393.8%
Beer $9.67$9.234.8%

Health Care

ItemPendletonNational avg.Difference
Optometrist $135.50$106.3427.4%
Doctor $167.50$115.2545.3%
Dentist $119.20$98.3821.2%
Ibuprofen $8.08$9.2612.8%
Lipitor $484.53$466.473.9%


ItemPendletonNational avg.Difference
Home Price $147,400.00$184,700.0020.2%
Avg. Mortgage Payment $1,429.93$1,273.3212.3%
Apartment Rent $650.00$949.0031.5%


ItemPendletonNational avg.Difference
Gasoline $2.86$2.5910.2%
Tire Balancing $59.99$48.9022.7%


ItemPendletonNational avg.Difference
All Electricity$145.52$167.6013.2%
Phone $179.25$163.429.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Pilot Rock, OR1,33687-13%
Mission, OR93292-8%
Helix, OR17793-7%
Riverside, OR15293-7%
Adams, OR35394-6%
Pendleton, OR16,86192-8%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Norwalk, OH16,86284-16%
Dyersburg, TN16,86783-17%
Oak Grove, OR16,84812222%
Goodlettsville, TN16,84896-4%
Forney, TX16,8421033%
Pendleton, OR16,86192-8%
Source: The Pendleton, OR cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.
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