Cost Of Living in Peapack and Gladstone, NJ

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F

81%

Overall NAT. AVG.

8%

Groceries NAT. AVG.

242%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Peapack and Gladstone	New Jersey	National
Cost of living	181	125	100
Groceries	108	108	100
Health care	114	112	100
Housing	342	157	100
Transportation	115	114	100
Utilities	111	111	100
Lifestyle & Entertainment	114	113	100
Household Items	105	107	100
Education & Childcare	116	120	100

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Cost Of Living Quick Facts

The cost of living in Peapack and Gladstone is 44% higher than the New Jersey average
The cost of living in Peapack and Gladstone is 81% higher than the national average
Peapack and Gladstone housing is 242% higher than the national average
New Jersey general sales tax is 30% higher than the national average
New Jersey state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$253,109	$21,092	$5,905	$7,594
Renters	$0	$0	$0	$0

New Jersey Sales Tax

State	General Sales Tax	With Max Surtax
New Jersey	6.625%	12.625%

New Jersey Income Tax

State	Income Tax (Low)	Income Tax (High)
New Jersey	1.4%	10.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Zarephath, NJ	98	113	12.8%
Great Meadows, NJ	272	99	1.2%
Port Murray, NJ	223	99	1.2%
Victory Gardens, NJ	1,654	108	7.7%
Anderson, NJ	406	101	1.3%
Peapack and Gladstone, NJ	2,646	181	80.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Sterling, KS	2,646	86	14.3%
Bridgetown, MS	2,646	103	2.6%
George West, TX	2,646	85	15.4%
Abita Springs, LA	2,645	98	2.5%
Leonard, TX	2,645	89	11.1%
Peapack and Gladstone, NJ	2,646	181	80.6%