Cost Of Living in Victory Gardens, NJ

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C

8%

Overall NAT. AVG.

8%

Groceries NAT. AVG.

3%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Victory Gardens	New Jersey	National
Cost of living	108	125	100
Groceries	108	108	100
Health care	111	112	100
Housing	103	157	100
Transportation	110	114	100
Utilities	109	111	100
Lifestyle & Entertainment	108	113	100
Household Items	106	107	100
Education & Childcare	118	120	100

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Homes For Sale In Victory Gardens, NJ

71 Washington Ave

Dover, NJ

Cost Of Living Quick Facts

The cost of living in Victory Gardens is 14% lower than the New Jersey average
The cost of living in Victory Gardens is 8% higher than the national average
Victory Gardens housing is 3% higher than the national average
New Jersey general sales tax is 30% higher than the national average
New Jersey state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$124,674	$10,390	$2,909	$3,741
Renters	$81,738	$6,812	$1,907	$2,452

New Jersey Sales Tax

State	General Sales Tax	With Max Surtax
New Jersey	6.625%	12.625%

New Jersey Income Tax

State	Income Tax (Low)	Income Tax (High)
New Jersey	1.4%	10.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Newton, NJ	8,102	117	16.6%
Allamuchy, NJ	116	115	15.0%
Ogdensburg, NJ	2,235	121	21.2%
Netcong, NJ	3,285	120	19.9%
Hopatcong, NJ	14,711	123	22.7%
Victory Gardens, NJ	1,654	108	7.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Samson, AL	1,654	79	21.3%
Cleora, OK	1,654	93	7.0%
Saranac, MI	1,655	86	13.6%
Anna, OH	1,655	91	9.4%
East Canton, OH	1,655	88	12.5%
Victory Gardens, NJ	1,654	108	7.7%