B+
Overall 13%
Goods & Services 4%
Housing 44%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexPayneGeorgiaNational
Cost of living8794100
Goods & Services10497100
Groceries10099100
Health care9497100
Housing5686100
Transportation9597100
Utilities9493100

Key findings

  • The cost of living in Payne is 7% lower than the Georgia average
  • The cost of living in Payne is 13% lower than the national average
  • Payne housing is 44% lower than the national average
  • Georgia general sales tax is 21% lower than the national average
  • Georgia state income tax is 59% lower than the national average

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Compare Payne, GA Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$0$0$0$0
      Renters$20,000$1,667$467$600

      Georgia Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Georgia4%8%

      Georgia Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Georgia1%5.75%

      Goods & Services

      ItemPayneNational avg.Difference
      Haircut $13.00$17.4925.7%
      Beauty Salon $30.00$38.1721.4%
      Toothpaste $1.89$2.3218.6%
      Shampoo $0.89$1.0112.0%
      Movie $10.69$10.720.3%
      Bowling $5.00$13.8663.9%

      Groceries

      ItemPayneNational avg.Difference
      Ground Beef $3.82$3.902.0%
      Fried Chicken $1.14$1.4018.3%
      Milk $1.39$1.9629.2%
      Potatoes $3.93$3.1823.5%
      Pizza $10.99$10.395.7%
      Beer $9.49$9.232.8%

      Health Care

      ItemPayneNational avg.Difference
      Optometrist $116.00$106.349.1%
      Doctor $75.00$115.2534.9%
      Dentist $110.00$98.3811.8%
      Ibuprofen $8.38$9.269.5%
      Lipitor $444.99$466.474.6%

      Housing

      ItemPayneNational avg.Difference
      Home Price $0.00$184,700.00100.0%
      Avg. Mortgage Payment $819.96$1,273.3235.6%
      Apartment Rent $536.00$949.0043.5%

      Transportation

      ItemPayneNational avg.Difference
      Gasoline $2.55$2.591.6%
      Tire Balancing $45.00$48.908.0%

      Utilities

      ItemPayneNational avg.Difference
      All Electricity$149.29$167.6010.9%
      Phone $180.90$163.4210.7%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Forsyth, GA4,05991-9%
      Macon-Bibb County, GA153,92590-10%
      Gray, GA3,28194-6%
      Byron, GA4,95696-4%
      Robins AFB, GA1,33711212%
      Payne, GA26987-13%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Constableville, NY26985-15%
      El Castillo, TX26969-31%
      Westside, CA2691066%
      Lenora, KS26978-22%
      Custer, MI26983-17%
      Payne, GA26987-13%
      Source: The Payne, GA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.