Cost Of Living in Gray, GA

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A+

5%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

19%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Gray	Georgia	National
Cost of living	95	96	100
Groceries	100	99	100
Health care	100	99	100
Housing	81	88	100
Transportation	101	99	100
Utilities	103	102	100
Lifestyle & Entertainment	98	100	100
Household Items	100	100	100
Education & Childcare	102	99	100

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Homes For Sale In Gray, GA

264 Old Clinton Rd

Gray, GA

3382 Trotters Ridge Trl

Gray, GA

140 Oak Dr #72

Gray, GA

110 Stone Brooke Dr

Gray, GA

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Cost Of Living Quick Facts

The cost of living in Gray is 1% lower than the Georgia average
The cost of living in Gray is 5% lower than the national average
Gray housing is 19% lower than the national average
Georgia general sales tax is 22% lower than the national average
Georgia state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$102,989	$8,582	$2,403	$3,090
Renters	$31,843	$2,654	$743	$955

Georgia Sales Tax

State	General Sales Tax	With Max Surtax
Georgia	4%	8%

Georgia Income Tax

State	Income Tax (Low)	Income Tax (High)
Georgia	1%	5.57%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ivey, GA	1,224	82	18.2%
Gordon, GA	2,008	84	15.8%
Payne, GA	279	87	13.0%
Macon-Bibb County, GA	158,411	93	7.2%
Gray, GA	3,291	95	5.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Buzzards Bay, MA	3,291	127	27.3%
Villa Ridge, MO	3,291	94	6.4%
Wellsboro, PA	3,291	102	1.6%
Felton, CA	3,290	184	83.6%
Orchard City, CO	3,290	115	14.9%
Gray, GA	3,291	95	5.4%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Gray, GA

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Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Gray

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The best places in Georgia

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Median Income & Debt-To-Income Ratio

Georgia Sales Tax

Georgia Income Tax

Nearby cities with low cost of living

Cities with similar population