| Index | Papillion | Nebraska | National |
| Cost of living | 104 | 91 | 100 |
| Groceries | 95 | 97 | 100 |
| Health care | 99 | 98 | 100 |
| Housing | 117 | 76 | 100 |
| Transportation | 99 | 99 | 100 |
| Utilities | 99 | 96 | 100 |
| Lifestyle & Entertainment | 98 | 97 | 100 |
| Household Items | 99 | 98 | 100 |
| Education & Childcare | 97 | 96 | 100 |
Getting a feel for the cost of living in Papillion is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Papillion is 104, which is 4% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Papillion are priced in a manner consistent with other areas. This means that residents of Papillion can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Nobody knows their city better than the people who actually live there. So, we asked 10 local residents how they would rate the cost of living in Papillion and this is how they responded. 80% of people said that the cost of living was affordable, with prices decreasing, while 20% of people said that the cost of living was very expensive and prices continue to rise.
Wondering if Papillion is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Papillion, for example, the median home price is 24.4% higher than what folks pay nationally, and monthly rent is 1% higher than the usual rates. Plus, income levels matter too, with Papillion boasting a median household income of $135,185, which is 66.2% higher than the national average.
Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Papillion, the transportation index is 0.7% lower than the national average.
Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.
Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Papillion, the housing index stands at 17.3% higher than the national average.
The Papillion cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $168,635 | $14,053 | $3,935 | $5,060 |
| Renters | $69,336 | $5,778 | $1,618 | $2,080 |
| State | General Sales Tax | With Max Surtax |
| Nebraska | 5.5% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Nebraska | 2.46% | 6.64% |
| City | Population | Cost of Living Index | National Avg. |
| Richfield, NE | 14 | 98 | 2.3% |
| King Lake, NE | 40 | 99 | 1.2% |
| Boys Town, NE | 873 | 99 | 1.2% |
| La Platte, NE | 139 | 98 | 2.3% |
| South Bend, NE | 112 | 88 | 12.3% |
| Papillion, NE | 24,905 | 104 | 3.6% |
| City | Population | Cost of Living Index | National Avg. |
| Arnold, MD | 24,899 | 144 | 44.2% |
| North Potomac, MD | 24,916 | 174 | 74.3% |
| San Benito, TX | 24,920 | 82 | 17.8% |
| Bridgeton, NJ | 24,883 | 101 | 0.6% |
| Sturgeon County, AB | 24,881 | n/a | |
| Papillion, NE | 24,905 | 104 | 3.6% |
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