Cost of Living in Downtown North, Palo Alto, CA

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F
189%
Overall NAT. AVG.
9%
Groceries NAT. AVG.
598%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Downtown North Palo Alto California
Cost of living289341141
Groceries109119111
Health care113118116
Housing698844197
Transportation116123118
Utilities114130119
Lifestyle & Entertainment114132120
Household Items111116111
Education & Childcare121148127
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Homes For Sale In Palo Alto, CA

property for sale

360 Fernando Ave

Palo Alto, CA
property for sale

2355 Louis Rd

Palo Alto, CA
property for sale

3731 Feather Ln

Palo Alto, CA
property for sale

1875 University Ave

Palo Alto, CA

Cost Of Living Quick Facts

  • The cost of living in Downtown North is 105% higher than the Palo Alto average
  • The cost of living in Downtown North is 189% higher than the national average
  • Downtown North housing is 598% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Downtown North

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Compare Palo Alto, CA Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$133,177$11,098$3,107$3,996

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Loma Mar, CA29411514.6%
      Mountain View CDP, CA2,67513433.5%
      Newark, CA49,97119595.1%
      Union City, CA76,617201101.1%
      La Honda, CA1,259204104.2%
      Palo Alto, CA70,212341240.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Yorba Linda, CA70,241204104.5%
      Bossier City, LA70,171973.5%
      Eau Claire, WI70,119973.5%
      Palatine, IL70,31011514.9%
      Norfolk County, ON70,339n/a 
      Palo Alto, CA70,212341240.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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