F
41%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
139%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Churchville Pennsylvania National
Cost of living14197100
Groceries98100100
Health care9999100
Housing23990100
Transportation101101100
Utilities9799100
Lifestyle & Entertainment101100100
Household Items9899100
Education & Childcare97101100
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Cost Of Living Quick Facts

  • The cost of living in Churchville is 45% higher than the Pennsylvania average
  • The cost of living in Churchville is 41% higher than the national average
  • Churchville housing is 139% higher than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Churchville

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Compare Churchville, PA Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$243,220$20,268$5,675$7,297
      Renters$149,828$12,486$3,496$4,495
      A good way to judge both the affordability of the housing and the cost of living in Churchville is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Churchville has a median income of about $243,220 for people who own homes. Based on that number, a maximum of $5,675 should be spent on expenses related to housing. Renters have a slightly different median income, which is $149,828. Based on this average, renters should spend no more than $3,496 on all rental costs if they want to maintain a non-impoverished standard of living.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Arcadia University, PA6091000.1%
      Newtown CDP, PA2588515.4%
      Morrisville CDP, PA896991.1%
      Trenton, NJ86,528991.0%
      Beverly, NJ2,474954.9%
      Churchville, PA5,52314140.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Pana, IL5,5218317.1%
      Tonganoxie, KS5,519955.1%
      Pearl Beach, MI5,5191000.2%
      Morris, MN5,519973.1%
      Calistoga, CA5,51817069.7%
      Churchville, PA5,52314140.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.