Cost of Living in Pacific, WA

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D-
26%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
62%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pacific Washington National
Cost of living126119100
Groceries108107100
Health care109109100
Housing162138100
Transportation112112100
Utilities114110100
Lifestyle & Entertainment108112100
Household Items107107100
Education & Childcare114117100
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Homes For Sale In Pacific, WA

property for sale

134 5th Ave SE

Pacific, WA
property for sale

109 4th Ave SE

Pacific, WA
property for sale

767 Oakhurst Dr

Pacific, WA
property for sale

309 White River Dr

Pacific, WA
See the Newest Homes For Sale In Pacific, WA

Cost Of Living Quick Facts

  • The cost of living in Pacific is 6% higher than the Washington average
  • The cost of living in Pacific is 26% higher than the national average
  • Pacific housing is 62% higher than the national average
  • Washington general sales tax is 27% higher than the national average
  • Washington state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Pacific

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Compare Pacific, WA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$130,370$10,864$3,042$3,911
      Renters$82,110$6,843$1,916$2,464
      A good indicator of the general affordability of housing in Pacific, WA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Pacific, the median monthly income is $130,370 for those who own their own homes. Under the standard rule, that income level would allow for $3,042 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $82,110, per the median income in the area. That would allow for renters to spend up to $1,916 on monthly rental expenses.

      Washington Sales Tax

      State General Sales Tax With Max Surtax
      Washington 6.5% 10.4%

      Washington Income Tax

      State Income Tax (Low) Income Tax (High)
      Washington 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Fairwood CDP (Spokane County), WA8,33111313.4%
      North Puyallup, WA2,02911111.1%
      Midland, WA9,86211615.7%
      Parkland, WA39,22711717.4%
      Carbonado, WA69811717.4%
      Pacific, WA7,28612625.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hudson Falls, NY7,2861000.1%
      Clarkston Heights-Vineland, WA7,28611313.4%
      Pinson, AL7,290946.0%
      Milton-Freewater, OR7,290963.6%
      Fayetteville, TN7,2928811.8%
      Pacific, WA7,28612625.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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