Cost of Living in Hudson Falls, NY

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A-
0%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
26%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hudson Falls New York National
Cost of living100121100
Groceries104106100
Health care111110100
Housing74144100
Transportation111113100
Utilities111112100
Lifestyle & Entertainment115111100
Household Items109106100
Education & Childcare124118100
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Homes For Sale In Hudson Falls, NY

property for sale

4 Ferris St

Hudson Falls, NY
property for sale

102 River St

Hudson Falls, NY
property for sale

12 3rd Ave

Hudson Falls, NY
property for sale

4 Linden Dr

Hudson Falls, NY

Cost Of Living Quick Facts

  • The cost of living in Hudson Falls is 17% lower than the New York average
  • The cost of living in Hudson Falls is equal to the national average
  • Hudson Falls housing is 26% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Hudson Falls

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$105,092$8,758$2,452$3,153
      Renters$45,905$3,825$1,071$1,377
      The affordability of the housing market in Hudson Falls, NY as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Hudson Falls homeowners, the median income is $105,092. This indicates that a monthly maximum of $2,452 should be spent by homeowners on all housing related costs. Renters have a median income of $45,905. This indicates that renters would have a maximum of $1,071 for their rent related monthly costs.

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Argyle, NY417964.0%
      Fort Ann, NY387991.0%
      Fort Edward, NY3,380990.6%
      Salem, NY953991.2%
      Warrensburg, NY3,2831033.4%
      Hudson Falls, NY7,2861000.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Clarkston Heights-Vineland, WA7,28611313.4%
      Pacific, WA7,28612625.7%
      Pinson, AL7,290946.0%
      Milton-Freewater, OR7,290963.6%
      Fayetteville, TN7,2928811.8%
      Hudson Falls, NY7,2861000.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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