Cost Of Living in Milton-Freewater, OR

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A+

4%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

32%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Milton-Freewater	Oregon	National
Cost of living	96	111	100
Groceries	104	104	100
Health care	109	105	100
Housing	68	124	100
Transportation	110	106	100
Utilities	111	106	100
Lifestyle & Entertainment	108	107	100
Household Items	104	104	100
Education & Childcare	117	109	100

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Homes For Sale In Milton-Freewater, OR

2121 Walnut St

Milton-Freewater, OR

2125 Walnut St

Milton-Freewater, OR

509 Parkview St

Milton Freewater, OR

151 NE 15th Ave

Milton Freewater, OR

See the Newest Homes For Sale In Milton-Freewater, OR

Cost Of Living Quick Facts

The cost of living in Milton-Freewater is 13% lower than the Oregon average
The cost of living in Milton-Freewater is 4% lower than the national average
Milton-Freewater housing is 32% lower than the national average
Oregon general sales tax is 100% lower than the national average
Oregon state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$98,917	$8,243	$2,308	$2,968
Renters	$42,514	$3,543	$992	$1,276

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Milton-Freewater, OR, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Milton-Freewater homeowners, is $98,917. This would allow for a maximum of $2,308 per month to be spent on housing costs. For renters, the median monthly income is $42,514 which would result in a maximum of $992 to be spent on rental costs.

Oregon Sales Tax

State	General Sales Tax	With Max Surtax
Oregon	0%	0%

Oregon Income Tax

State	Income Tax (Low)	Income Tax (High)
Oregon	4.75%	9.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Weston, OR	600	96	4.4%
Athena, OR	1,293	99	1.1%
Adams, OR	587	101	1.0%
Touchet, WA	366	106	5.8%
College Place, WA	9,501	108	8.3%
Milton-Freewater, OR	7,290	96	3.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Pinson, AL	7,290	94	6.0%
Fayetteville, TN	7,292	88	11.8%
Hudson Falls, NY	7,286	100	0.1%
Clarkston Heights-Vineland, WA	7,286	113	13.4%
Pacific, WA	7,286	126	25.7%
Milton-Freewater, OR	7,290	96	3.6%