Cost Of Living in Ratcliff, AR

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21%

Overall NAT. AVG.

8%

Groceries NAT. AVG.

54%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ratcliff	Arkansas	National
Cost of living	79	86	100
Groceries	93	96	100
Health care	96	95	100
Housing	46	67	100
Transportation	96	94	100
Utilities	89	93	100
Lifestyle & Entertainment	97	93	100
Household Items	94	96	100
Education & Childcare	88	92	100

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Homes For Sale In Ratcliff, AR

14683 N State Highway 23

Ratcliff, AR

TBD N Wilson Ave

Ratcliff, AR

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Cost Of Living Quick Facts

The cost of living in Ratcliff is 8% lower than the Arkansas average
The cost of living in Ratcliff is 21% lower than the national average
Ratcliff housing is 54% lower than the national average
Arkansas general sales tax is 27% higher than the national average
Arkansas state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$61,992	$5,166	$1,446	$1,860
Renters	$0	$0	$0	$0

Arkansas Sales Tax

State	General Sales Tax	With Max Surtax
Arkansas	6.5%	11.625%

Arkansas Income Tax

State	Income Tax (Low)	Income Tax (High)
Arkansas	2%	4.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Denning, AR	279	74	25.6%
Branch, AR	403	77	23.4%
Coal Hill, AR	1,082	78	21.8%
Mulberry, AR	1,635	79	21.3%
Ozark, AR	3,697	80	20.2%
Ratcliff, AR	208	79	20.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Gakona, AK	208	118	18.0%
Fairford, AL	208	96	3.7%
Whitfield CDP (Santa Rosa County), FL	208	93	6.7%
Williams, IN	208	86	13.5%
Rockholds, KY	208	77	22.8%
Ratcliff, AR	208	79	20.9%