Cost of Living in Oxford, NY

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A+
6%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
42%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oxford New York National
Cost of living94121100
Groceries104106100
Health care109110100
Housing58144100
Transportation114113100
Utilities113112100
Lifestyle & Entertainment112111100
Household Items104106100
Education & Childcare113118100
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Homes For Sale In Oxford, NY

property for sale

5 Chenango St

Oxford, NY
property for sale

27 N Washington Ave

Oxford, NY
property for sale

4 Franklin St

Oxford, NY
property for sale

46 S Washington Ave

Oxford, NY

Cost Of Living Quick Facts

  • The cost of living in Oxford is 22% lower than the New York average
  • The cost of living in Oxford is 6% lower than the national average
  • Oxford housing is 42% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Oxford

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Compare Oxford, NY Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$103,681$8,640$2,419$3,111
      Renters$49,220$4,102$1,148$1,477

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Sidney, NY3,785927.9%
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      New Berlin, NY999945.5%
      Unadilla, NY936945.6%
      Oxford, NY1,462945.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lumber City, GA1,4628218.2%
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      West Canton, NC1,462955.1%
      Lyndonville, VT1,462991.3%
      Bonduel, WI1,462909.6%
      Oxford, NY1,462945.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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