Cost Of Living in Oxford, GA

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9%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

29%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Oxford	Georgia	National
Cost of living	91	96	100
Groceries	98	99	100
Health care	100	99	100
Housing	71	88	100
Transportation	98	99	100
Utilities	105	102	100
Lifestyle & Entertainment	102	100	100
Household Items	100	100	100
Education & Childcare	98	99	100

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Homes For Sale In Oxford, GA

168 Jersey Rd

Oxford, GA

2063 Highway 81

Oxford, GA

550 Oak Ridge Dr

Oxford, GA

317 Duncan Rd

Oxford, GA

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Cost Of Living Quick Facts

The cost of living in Oxford is 5% lower than the Georgia average
The cost of living in Oxford is 9% lower than the national average
Oxford housing is 29% lower than the national average
Georgia general sales tax is 22% lower than the national average
Georgia state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$72,690	$6,058	$1,696	$2,181
Renters	$60,970	$5,081	$1,423	$1,829

Georgia Sales Tax

State	General Sales Tax	With Max Surtax
Georgia	4%	8%

Georgia Income Tax

State	Income Tax (Low)	Income Tax (High)
Georgia	1%	5.57%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lakeview Estates, GA	2,627	79	20.8%
Porterdale, GA	2,009	87	13.2%
Newborn, GA	841	90	10.2%
Mansfield, GA	548	90	10.2%
Lithonia, GA	2,552	91	8.9%
Oxford, GA	2,163	91	9.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Slater, MO	2,163	80	20.0%
Camden, OH	2,163	85	14.8%
Saugerties South, NY	2,162	110	9.7%
St. Pauls, NC	2,164	86	13.6%
Jackson, SC	2,164	90	10.0%
Oxford, GA	2,163	91	9.1%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Oxford, GA

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Median Income & Debt-To-Income Ratio

Georgia Sales Tax

Georgia Income Tax

Nearby cities with low cost of living

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